According to relevant data, in 2022, the number of people over 60 years old in the country has reached 2More than 800 million, accounting for nearly 20% of the country's total population. This is equivalent to 20 out of every 100 Chinese people who are over 60 years old. According to the National Health Commission, by 2025, the number of people over 60 years old in the country is expected to exceed 300 million, and by 2035, the elderly population will reach 400 million.
After seeing these data, everyone understands that the national pension system will usher in a very difficult time. Regarding the future pension changes, many people are also talking about it. Let's take a look at our pension situation.
1. The current pension level of the elderly over 60 years old in the country.
According to the current pension policy, our pension system is basically divided into two categories: employee pension and urban and rural residents' pension. According to relevant data, the number of retired elderly workers in the country has reached 1About 300 million people, and the number of elderly people enjoying urban and rural pension insurance has reached 1About 500 million people. There is not much difference in the number of people who are retired, but there is a big difference in the retirement funds of the two. The pension of retired workers is roughly 3,600 yuan per capita, while the pension of urban and rural residents is only about 200 yuan.
Second, the adjustment of pensions.
According to relevant data, the adjustment of our pension has basically been continuous. By the end of 2023, our pension has achieved "19 consecutive increases". It can be said that at this point it is worth everyone to be happy. Even if it doesn't go up much, it's all ** overall.
According to the adjustment in recent years, the increase in the retirement pension of employees is roughly estimated to be about 100 yuan-200 yuan, while the increase in the pension of urban and rural residents is generally about 10-20 yuan.
3. In 2024, pensions may usher in "20 consecutive increases".
According to the pension adjustment changes over the years, it is estimated that in 2024, the pension will usher in the 20th increase. For everyone, it should be something to be happy about. However, compared with the retired elderly, the pension insurance of urban and rural residents is relatively low, and people call for a larger increase. It is reported that the pension of urban and rural residents in Shanghai can reach more than 1,300 yuan per capita per month. If it is said that in 2024, after those farmers who have paid public grain reach the age of 70, they will be paid a basic pension of 1,300 yuan per month, is it feasible?
Fourth, is it possible for farmers who have reached the age of 70 to pay 1,300 yuan per month?
According to the current standard for the payment of pensions for urban and rural residents, the average person over 60 years old is only about 200 yuan per person. Even if they reach the age of 70, many elderly people only have a pension of about 200 yuan. If the subsidy standard for the elderly in some areas starts at the age of 70, it can be 30-50 yuan more per month.
If it is said that the pension for the elderly who have paid public food is increased to 1,300 yuan per month, it is equivalent to an increase of at least 1,000 yuan per person. It is reported that so far, the number of people over 60 years old in China has reached 1About 300 million. According to rough estimates, the proportion of people over 70 years old is about 40%, so it is estimated that there are more than 50 million elderly people. Then, 1,000 yuan per person, more than 50 billion yuan per month. Such a large sum of money is a lot of pressure for social security**. Therefore, it is unrealistic to expect to achieve such a large increase at once.
Summary:
Through the above content, we can understand that it is difficult to achieve a substantial increase in pensions. As more and more retirees in the future, the magnitude of the adjustment may be reduced. Therefore, everyone still has to find more ways to save money and accumulate enough pension.