In order to continuously improve the ability and level of the Postal Savings Bank to serve rural revitalization, since the beginning of this year, the Jiamusi Branch of the Postal Savings Bank has insisted on carrying out credit business marketing around the local grain purchase characteristic industries, and increased the financing support for grain trade and grain processing enterprises in the urban area through the characteristic products of "grain purchase loan", so as to help the local grain market.
In order to reduce the financing cost of customers, the Jiamusi Branch of the Postal Savings Bank has reduced the loan interest rate for grain collection customers. In 2023, the annual interest rate of the loan business of grain collection customers will be 55%-5.8%, which effectively solves the problem of expensive customer financing, so that customers can enjoy real preferential treatment and convenience.
Founded in 2001, with an annual processing capacity of 600,000 tons, a rice industry in Heilongjiang Province is one of the large-scale modern rice processing enterprises in Northeast China. The company is located in the hinterland, one of the world's only three black soil belts--- Xinghuo Township, Huachuan County, Jiamusi City, Heilongjiang Province, where the cold black soil with the green food base as the main body, produces high-quality long-grain fragrant, rice-flower-flavored rice, natural, healthy and pollution-freeThe company has a great reputation in Jiamusi, before the Jiamusi branch has established a stable cooperative relationship with the enterprise, through regular visits to understand that the enterprise has financial difficulties in the acquisition of raw materials, to expand the scale of production, the liquidity gap is very large. Understanding this demand for funds, Jiamusi branch staff took the initiative to dock, and organized a special person to provide door-to-door service for the first time, introduced in detail the "grain purchase loan" products and related preferential policies, customers immediately expressed interest in the staff to introduce the "grain purchase loan" products, and then through further communication, Jiamusi branch only 7 working days to provide 3 million yuan of credit funds for the enterprise, to help the enterprise solve the urgent need, for the production of the "shortcut key".