Deposits can be increased through wealth management products. Generally speaking, banks offer a range of different types of wealth management products for customers to choose from, including but not limited to time deposits, demand deposits, structured deposits, currency**, wealth management products, etc.
1.*Time Deposits and Demand Deposits: **Fixed deposits generally have a fixed interest rate and a longer lock-up periodDemand deposits are more flexible, but the interest rate is relatively low. The choice of regular or current depends on whether you need to withdraw your funds at any time and the interest rate requirements.
2.Currency: Currency is a financial product with strong liquidity and relatively low risk, usually based on bank deposit interest rates and stable returns.
3.Structured Deposits: Structured deposits are a multi-interest rate wealth management product launched by banks, and their income levels usually fluctuate according to specific financial market indices or interest rates.
4.*Wealth management products: **There are many types of wealth management products, including fixed income, equity, hybrid, etc., and the level of risk and return is relatively diverse, and investors can choose products suitable for themselves according to their own risk tolerance and investment period.
When choosing a wealth management product, you need to evaluate and choose according to your own risk appetite, capital needs, investment period and other factors. At the same time, it is also necessary to carefully understand the terms and risk warnings of the product to ensure that the product you choose meets your financial needs and risk tolerance. It is advisable to consult a professional or bank financial advisor for professional advice and guidance before making an investment.