Medical insurance mutual aid means that the employee insured can bind his or her close relatives (spouse, parents, children) to realize the balance of his personal account for family members to share. Therefore, unbinding the medical insurance mutual aid account will affect the use of medical insurance by family members.
1.*And install local government service apps, such as Hubei Smart Medical Insurance App in Hubei.
2.Find the option of "Unbind Family Mutual Aid" or "Unbind Personal Account" in the app and click to enter.
3.Fill in the relevant information of the insurance coordination area and mutual aid unbinding, such as personal information, mutual aid object information, etc.
4.Read and confirm the unbinding agreement carefully, and click Submit.
5.Follow the system prompts to complete the unbinding operation.
1.Personal account balances cannot be pooled:After the medical insurance relationship between the donor and the user is suspended or terminated, the authorization relationship will be automatically terminated, and even if there is a balance in the personal account, the personal account cannot be used by the family, that is, the family members cannot use the mutual aid account.
2.Family Mutual Aid members do not have access to Mutual Aid Accounts:In the ** handling module - Account Mutual Aid on the home page of the Hubei Smart Medical Insurance APP, click on the mutual aid account unbinding option after entering. The page displays the currently bound mutual aid members, and you can select one or more to unbind them, and the members who have been bound for less than 3 months cannot be unbound.
Please note that the unbinding process of the medical insurance government app may be different in each region, and the above is for reference only. Once unlinked, family members will not be able to use the mutual aid account. Please consider carefully before deciding whether to unbind.