The two major problems that ordinary people dare not consume are that the money has been sucked away!
Problem 1: High house prices.
Economic data show that the rapid growth of China's real estate market has promoted the development of the national economy, improved the living environment of residents, and improved the economic status of residents. However, high house prices have also brought some negative effects. First, the high cost of buying a home means that many people have to deplete their savings or borrow to buy a home. According to statistics, domestic residents have spent nearly 39 trillion yuan on housing loans, and 200 million people are repaying their housing loans. This means that many young people not only have to endure decades of stress, but also have no extra money to spend on other consumption. Second, the behaviour of some unscrupulous property developers has led to the problem of unfinished buildings, which has left more families in dire straits. According to reports, Evergrande alone has caused more than 1.6 million unfinished buildings, involving housing and loan repayment problems for 6 million people. For these families, buying a home has become a lifelong burden, and the pressure is huge, and it is impossible to have more purchasing power.
Problem 2: E-commerce weakens the real economy.
The emergence of e-commerce has completely eliminated the intermediate links, allowing consumers to shop at a more affordable price. However, the overgrowth of e-commerce has also brought some problems. First of all, the intensification of e-commerce competition has led to a reshuffling of the industry, with large companies often able to monopolize the market share of the province or even the whole country, while other small sellers struggle to survive. In addition, in order to consolidate their market position, some top e-commerce companies have also adopted cashback, swiping orders and other means to engage in malicious competition, resulting in counterfeit and shoddy products, handmade products and other problems in the market. In addition, the rise of e-commerce has also had a huge impact on brick-and-mortar stores, many of which have closed their doors due to declining customer traffic, and the high street has gradually lost its former bustling scene. The socio-economic impact of the rise of e-commerce cannot be ignored, which not only exacerbates the gap between the rich and the poor, but also weakens the development of the real economy.
The core problem of consumption: the lack of purchasing power of ordinary people.
As mentioned above, the impact of high housing prices and e-commerce on consumption stems from the same core problem: people's lack of purchasing power. If people have money in their pockets, they will naturally choose to improve their quality of life and enjoy consumption. However, when basic living is under pressure, even more stimulus measures cannot raise consumption levels. Therefore, the key to solving the consumption problem is to improve the business environment, reduce the people's burden, and raise the people's income level.
In this regard, the author deeply agrees. In the current economic situation, there is indeed a problem of insufficient consumption by people. High housing prices and e-commerce, which have weakened the real economy, are one of the main reasons. To solve this problem, we must take positive measures, such as raising the income level of residents, reducing the burden of housing loans, and maintaining normal market order. In addition, it is also necessary to increase support for the real economy, encourage innovative development, promote the increase of employment, and further enhance the purchasing power of residents.
In short, the key to solving the consumption problem lies in increasing the purchasing power of residents. Only by alleviating people's living pressure and raising people's income level can we truly release consumption and stimulate economic growth. ** and all sectors of society must work together to solve the problems caused by high housing prices and the rise of e-commerce, and create a better consumption environment for the people.