Today let's talk about bond wealth management in sound financial management, bonds are actually divided into bond investment and bonds, bond investment is that you buy bonds directly, and bonds ** is **manager to invest your money in bonds, there is an essential difference between the two. Bonds between. The relationship between currency ** and *** is much more stable than ***, and the return is a little higher relative to currency **. Bonds are also divided into corporate bonds and treasury bonds, the credit rating of treasury bonds will be higher, but the yield will be lower, because treasury bonds are bonds issued by the state, with an annual income of about 2%-3%, which is safer than bank financial management, that is, the state lends your money, and then according to the term and interest regulations, it is written clearly and clearly, and almost all banks can redeem it.
For example, in recent years, the interest rate on government bonds has been declining with the central bank's interest rate cuts, and the interest rate has been much lower, but the government bonds are indeed much more stable. In addition, there are corporate bonds, corporate bonds and treasury bonds are also similar, it is a bond issued by a company, a bond borrowed from you by a company, borrowed money from you, and then paid interest at maturity, but the enterprise also depends on whether the private enterprise is a large central enterprise or a state-owned enterprise. Bonds** is all about investing in the bond market as described above.
According to the past period of time, the performance of pure bonds will be more stable, and the risk will be more stable than that of the broad-based CSI 300.