If your POS merchant type is still these, then don t use it anymore

Mondo Finance Updated on 2024-01-30

Dear cardholders, have you found that the policy of one machine and one fixed merchant has been quietly implemented around us.

I remember that in the past, it was relatively simple to apply for a POS machine, and you could easily get it as long as you submitted some basic information. But now, with the strengthening of supervision and the gradual standardization of the market, some old POS machines have begun to have frequent problems, such as their own names when swiping the card, or the machine is wrong.

Today, I'm going to talk to you about this topic. If your POS machine merchant type is still those small and micro merchants who have not reported, then I really want to remind you not to use it anymore.

First of all, under the current system of one machine and one fixed merchant, because your payment company has not registered small and micro merchants for you, your machine will display its own name. Imagine that your statement is all in your name, in which case the bank is likely to determine that you have TX behavior and delimit or risk your card.

In addition, industry constraints are also a factor that cannot be ignored. In the past, POS machines may be registered in a random industry, but now banks have imposed restrictions on certain industries, such as real estate.

If you are still using these types of machines, it is advisable to reduce them or replace them as soon as possible. Now it is all diversified consumption, and banks encourage cardholders to carry out online + offline consumption patterns. Online POS machine is a good choice, standard rate, as long as you have a mobile phone, you can register for free to use, which is convenient and stable.

Therefore, cardholders, in order to protect the security of our cards, we must always pay attention to market trends and bank announcements, and choose a suitable and compliant POS machine. Only in this way can we ensure the safety of our funds while enjoying the convenience of payment.

PS: If you have any questions, you can comment and communicate.

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