Ma Yun returned to his original intention, the bank adjusted, and the prophecy came true again
Recently, Ma Yun reappeared in Fiji, his trip to Fiji was photographed by several local netizens and posted on social platforms, and the executive director of the Fiji Tourism Board also posted on Weibo that he welcomed Ma Yun's arrival and believed that Ma Yun is one of the richest people in the world.
In fact, Jack Ma's recent trips have become noticeably more frequent, following his appearance in Thailand in early January to meet Thailand's richest man, Ma Yun's meeting in Hong Kong with Thailand's richest man, senior chairman of CP Group, Xie Guomin, and his third son, Xie Rongren.
In addition, Jack Ma also posted a congratulatory New Year's ** and participated in a meeting with Chinese rural teachers through **.
Ma Yun also said at the end of ** that he hopes to meet you offline as soon as possible in the new 2023, and the release of this ** indicates that Ma Yun will begin to return.
Since 2020, the bank's evaluation at the Bund Finance Summit is:"Bank pawnshop thinking", Jack Ma's peak era is also coming to an end.
In the past two years, Ma Yun has almost retired, and there is a lot less news about him on the Internet than in the past, but since the beginning of this year, there have been more and more movements about Ma Yun, and there is indeed a trend of return.
Jack Ma's comeback may have something to do with the previous prophecy, Jack Ma said"If the bank doesn't change, we change the bank"At that time, many people thought that Ma Yun was bragging, but looking at him today, he came to another conclusion.
First of all, statistics show that since the beginning of this year, a total of 26 joint-stock banks, 44 municipal banks, and more than 120 listed banks have closed their outlets.
Among the bank outlets that have been closed, the China Construction Bank, the Industrial and Commercial Bank of China, the Agricultural Bank of China, and the Postal Savings Bank are the main forces of the state-owned banks, and dozens of the closed outlets have been in operation for more than 30 years"Old outlets"。
According to statistics, since 2022, more than 2,600 commercial bank outlets have been closed, in 2021, a total of 2,809 bank branches chose to leave, and in 2020, the number of withdrawals also exceeded 2,000, while bank ATMs are also decreasing significantly.
Data from the central bank also shows that the number of ATMs in China has fallen below 1 million, which was once the world's largest ATM market, but has fallen sharply since reaching a peak in 2018.
Whether it's the cancellation of bank branches or the reduction in the number of ATMs, it illustrates the reality that cash flow is significantly reduced and mobile payments are replacing traditional cash payment methods.
In the past, it was the cash era, and it was easier for dense bank outlets to absorb social funds, but in the Internet era, many people have begun to use WeChat and Alipay to transfer and consume.
As a result, banks have set up high-density outlets and set up a large number of bank tellers, but in fact, the use value of these outlets is not high.
I have to say that Ma Yun's vision is really forward-looking, many years ago he predicted to change the bank, and now it has really come true, Ma Yun's promotion of mobile payment not only facilitates our consumer life, but also solves the problem of remote transfers and withdrawals.
If it weren't for Jack Ma's vigorous promotion of the popularization of mobile payment, we would certainly not be able to enjoy such a convenient and fast form of mobile payment in a short period of time, so Jack Ma's prediction has come true, and the bank has become a fact.
What's more, Jack Ma has begun to make a comeback, and some people compare Jack Ma to a pawnshop in a bank, which means that the traditional form of credit is no longer enough these days, and Jack Ma just wants people to get rid of the old and make the new.
In the first two years, because all walks of life did not understand Ma Yun's thoughts, she stayed in the bank for two years.
However, with the development of the industry, the way banks work has changed dramatically, Jack Ma's prediction has come true, and all sectors of society have a new perspective on the issue.
At the beginning of this year, Ant Financial's shareholder structure was adjusted accordingly, and Jack Ma also diluted his voting power, while attracting a large number of state-owned shareholders to increase the capital of Ant Financial, the company that manages Ant Financial's Singba and Baobei brands.
In other words, Ant Financial's credit activities have begun to change substantially, not only increasing capital by more than 10 billion yuan, but also receiving capital injections from various state-owned enterprises, with the aim of paving the way for the reform of traditional bank credit.
If Jack Ma's words were contrary to common sense at the time, it is likely that we did not understand them thoroughly at the time.
Therefore, we might as well try to go back and analyze Jack Ma's prediction a few years ago, and maybe we can come to a conclusion!