Why is it wrong to give priority to the elderly and children to buy insurance?

Mondo Finance Updated on 2024-01-28

Young people take it for granted that the elderly and children are more vulnerable and need insurance. However, if you are young and strong, the probability of risk is low, and insurance is not very important.

Therefore, most families understand that insurance starts with the elderly or children, and the first to get protection is the elderly or children.

Yes, the elderly and children are more likely to be at risk. We worry about the risk leading to economic damage, and we worry that we have no choice because of money in the face of risk. So, I want to turn these risks away. That is, we actually know that in the face of personal risks, no money is the most terrible. What really needs to be solved when buying insurance is money.

We know that it is terrible to have no money in the face of risk, but we ignore the question and forget to examine who in a family has the greatest impact on the family's economy.

Just imagine, in a family, if the elderly and children are really at risk, supported by the family pillar who is in full swing, even if there is economic pressure, but there is a steady stream of income coming in, the pressure will always pass, and the family is hopeful to get better and better.

But what happens if the family is the breadwinner of the family who is thriving and the risk occurs?The family's income is suddenly reduced or interrupted, and the family's money is only not in and out. It's like the water in the reservoir, which flows out every day, but the sun is hot every day, but it doesn't rain and there is no supply, what will happen to the reservoir in the end?

Money is the same, as long as people live, they have to spend money, but the people who earn money at home lie down, and they spend a lot of money if they don't earn money, and they are anxious when they think about it, right?Where does the money come from for the family's food, drink, and Lazar?Where does the money come from for my children's schooling?When my parents are old, where will the money come from to buy all kinds of medicines?In case there is a debt, such as a mortgage and a car loan, who will pay it?**Fee**Fee**Come?When you open your eyes, you have all kinds of money, and you can't afford to earn it, what kind of mood do you feel?

Therefore, compared with the elderly and children, the risk of people who earn money at home is more terrible!The impact on the family is even greater!As long as the people who can earn money in the family can earn money, then everything is possible, but if there is no one who can earn money, the life of the family will fall into an infinite abyss, there is little hope, and even because of the forced livelihood, the life trajectory of the family members will be changed.

Therefore, young people, when preparing insurance for the elderly and children, don't ignore the importance of yourself to the family, you are more important to the family you support than you understand, you are good for the whole family, you are not good for this family will lose hope. Your protection is the biggest and best protection for this family, whether you are healthy or lying down, and you can provide financial support for this family.

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