1. How old can I receive a social security pension?
Social security pension can only be received after reaching the statutory retirement age. According to the relevant regulations, the statutory retirement age for male workers in China is 60 years old;For freelancers and self-employed women, the statutory retirement age is 55 years old;The statutory retirement age for female employees engaged in management and scientific research is 55 years oldThe statutory retirement age for female employees engaged in production and work-related auxiliary work is 50 years old.
If the insured wants to receive the social security pension, in addition to reaching the retirement age prescribed by law, the cumulative number of years of pension insurance paid before retirement must also reach 15 years or more, otherwise it cannot be received.
2. What is the calculation method of social security pension?
The social security pension is composed of two parts: the basic pension and the personal account pension, of which the personal account pension = the amount of personal account savings;The number of months counted, the number of months counted before was 120, but now it is different, 50-year-olds are 195;55-year-olds are 170;60 years old is 139.
Basic pension = (average monthly indexed salary of the person + average monthly salary of local on-the-job employees in the previous year);2;Duration of payment;1%。Among them, the indexed average monthly contribution salary = the average contribution index of the individual;The average monthly wage of local on-the-job employees in the previous year.
After getting the above formula, you can calculate it according to your actual situation, so that you know how much money you can receive.
3. Can social pension insurance be inherited?
Social pension insurance can be inherited. In accordance with the provisions of the Social Insurance Law, the balance in the personal account of the insured person may be inherited by his or her surviving family members, and funeral allowance and pension may also be received. However, it should be noted that the inheritance pension can only inherit the part of the personal account, and the part paid by the unit cannot be inherited. Generally, when paying endowment insurance, the proportion of individual contributions is 8% of the payment base, and the proportion of unit payment is 20% of the payment base.
When going through the inheritance procedures, it is also necessary to issue the death certificate of the insured, which can be a death certificate issued by the hospital, a certificate of cancellation of household registration issued by the public security department, or a judgment of the people's court declaring the death.
What is the calculation method of social security pension, how old can you get the content will be explained here, each person pays the pension insurance base and years are different, and the pension that can be received after retirement is also different, so you can calculate it according to your actual situation.