I got off work and had dinner with friends last night, and I talked about harvesting the middle class now, creating anxiety for the middle class, and thinking of the eight major acts of death:
1.The real estate is more than 10 million, and the loan is more than half.
2.My wife doesn't go to work.
3.The child goes to an international school.
4.Insured for 30 years.
5.Millions of dollars into business school.
6.Deposit to take **.
7.They also continue to call you Mr. Wang, Mr. Zhang, Mr. Li.
8.Go out YP and have a lover.
The upper class conforms to the Matthew effect, and the times make money for good and bad;The bottom class is barefoot and not afraid to wear shoes, and a red star makes a revolution;But the middle class is scared a lot.
Due to my young age, my friends and classmates have not yet reached the time of middle class anxiety, but there are two examples around me:
1.My cousin's classmate A at Sichuan University, who used to play football together and were more familiar with each other, was more familiar with the management of Chengdu Dayuan's IT industry with an annual salary of 60 (don't laugh at the majority of guys in the north, 60w is quite powerful in Chengdu and southwest Cambodia) was laid off before the epidemic was released, and he was anxious for two months when he returned home, and he was asked to play three times in two months, and then he gave up the idea of "looking for a job, you must go to a high place", and felt that 50 a year was okay. Later, it still didn't work, and finally forcibly changed the previous consumption Xi habits (forcibly changing the consumption habits Xi very uncomfortable, like my weekend self-driving trip, if there is no money to refuel and recharge, resulting in only staying at home, forcibly changing Xi habits is very uncomfortable): the house remains the same, do not increase the size for the time being, quit drinking and don't quit smoking, my wife goes to SKP and Taikoo Li to change to Joy City Vientiane City, luxury is converted into light luxury, I went to his house and saw the Pandora bracelet on the table (entry small light luxury, student brand), and the second child went to the door of the public. The later work is still back to the original unit, the workload is increased, the treatment is about more than 40 points, and the old faces of the middle class are gone. Later, he said that he was blindly confident and used the bull market to plan his future, after all, the market will affect most people who are not iron jobs.
2.The alumni group is a big brother B, who has traveled by car together a few times and has eaten together several times, and is a programmer in the education and training industry, and can earn 40 50 a year. Later, the double reduction came, was laid off, a monthly mortgage of 2w, and then went to Beijing to find a job, maybe the age was not satisfactory, and gave up, sold his hometown house and his parents' house, did not cut off the supply, took his parents to Chengdu to live together, and then opened a studio by himself, and took some IT training and outsourcing odd jobs. Fortunately, my children have been attending public schools, my wife is young, and I am recently preparing for a civilian job in the army, and I hope to be admitted this year.
In the past, the executives of many large factories had an annual salary of one million, and some entrepreneurs walked into a café to make up a story and write a PPT to get tens of millions of investments. It's not that they're great, if it's true, it's the times that give them a chance. You can't fail to believe in cycles. Where there is a bull market, there will be a bear market. Many people think that the dividends of this era are their own skills.
It's like you're a footballer, your team-mate Ronaldo has passed both the defender and the goalkeeper, passed the ball to you, you scored an empty goal, and you're right to say anything you can score.
But how many so-called successful people do you see when they share with others, they are complacent and self-satisfied as mentors: I scored with a blast of the ball. The people who listened to the sharing thought: Why can't I ejaculate?My feet are also strong, my footwork is also accurate, but he won't tell you that Ronaldo has already cleared his defense.
Middle-class