Caibai jewelry celebrates the Year of the Dragon
Previously, the state in 2014, set a 10-year transition period for the pension merger, 2024 is coming, for the old and new system of retirees, that is, retirees born from 1954 to 1964, in 2024 pension will rise or fall
1. First of all, why should we implement pension merger in China?
There are two main factors:
Enhancing Social Equity:Under the original system, there was a large difference in the pension treatment between civil servants and enterprises in public institutions within the system, which affected the fairness of pension distribution. The implementation of the pension merger policy and the elimination of differences in pension treatment are conducive to enhancing social fairness.
Alleviate the aging of the population:The implementation of the pension merger system can simplify the management process, reduce the pressure of old-age security, and alleviate the aging of the population.
2. Today, Lao Wang will give an in-depth explanation of retirees born from 1954 to 1964, whether the pension has risen or fallen
First of all, we have divided the retirees of institutions and institutions in the system into three types: the elderly, the middle-aged, and the new.
They are the old retirees who retired before October 2014, the middle-aged people who retired after October 2014 and those who retired before October 2024, and the newcomers who retired after October 2024.
For the elderly and newcomers, the pension can be implemented in accordance with the "old system, new rules and regulations".
For retirees born between 1954 and 1964, the policy of "limiting the low and starting the high" should be adopted
Therefore, the policy of "limiting the low to the high" is to solve the problem of calculating the pension of retirees of government institutions during the transition period.
In other words, the Chinese choose the higher one to implement in the old and new systems.
If the old system is higher, it will be adjusted year by year according to the old system, and if the new method is higher, it will be adjusted year by year according to 10% of the difference between the old and new methods
Suppose Lao Li is a deputy director-level cadre of the unit, and he retires in November 2022, which is what we call a "middle person":
If you start from the old, Lao Li's pension is 6,000 yuan, and if you engage in the new system, Lao Li's pension is 7,000 yuan. Then take an incremental approach to the calculation:
New pension: 7,000 yuan.
Old pension: 6,000 yuan.
Difference increment rate: 80% (14 years to 22 years is 8 years, so 10%*8=80%)
Lao Zhang's pension = 6000 + (7000-6000) * 80% = 6800 yuan.
3. Therefore, for the retirees of public institutions in the system, the impact of pension on the merger of pensions needs to be calculated in specific ways.
However, the integration of pensions can indeed reduce the difference between civil servants and employees in the system, and is conducive to promoting fairness and justice in the whole society.
In terms of the impact on retired employees of private companies outside the systemThe integration of pensions is conducive to reducing the gap between the retirement benefits of retired employees of enterprises and the personnel of government institutions and institutions, and further improving the fairness and sustainability of the pension system.
At the end of the article, retirees born between 1954 and 1964 must adjust their mentality, actively welcome the upcoming reform of the pension merger system, adapt to economic and social changes, and do their best for the great rejuvenation of the Chinese nation!