Last year, China Insurance launched a new "Qiliangbao" insurance policy to benefit farmers in Zibo City, Shandong Province, which was warmly welcomed by local farmers. This is an important measure for China Insurance to actively respond to national policies, promote agricultural insurance innovation, and protect the bottom line of food security.
In 2022, the finance of Zibo City will take agricultural insurance innovation as the entry point, and strive to solve the problems of unbalanced agricultural insurance protection of staple grains and miscellaneous grains in large grain-producing counties and non-grain-producing counties, and the first in the province to launch the "Qiliangbao" insurance policy for benefiting farmers with "staple grain upgrading and miscellaneous grain expansion" as the core. The introduction of this policy not only improves the level of insurance protection for local farmers, but also provides strong support for ensuring food security.
Liu Guoqing, a villager from Daokou Village, Luocun Town, Zichuan District, Zibo City, is very satisfied with the insurance. Liu Guoqing contracted 500 acres of land this year, and purchased the first policy-based wheat insurance in 2023 with China Insurance, with an insurance amount of 500 yuan per mu of wheat and an insurance amount of 250,000 yuan. This year, due to the extreme weather of low temperature before and after the Spring Festival, the insured wheat suffered from low temperature freezing damage and other dangerous conditions, resulting in damage to the wheat seedling stage. Liu Guoqing received 4In addition to 50,000 yuan, he also received compensation of 1 through "Qi Liangbao".80,000 yuan, with a total of 6 compensation30,000 yuan. "Thanks to China Insurance, we received more than 60,000 yuan in compensation so quickly, and there was no delay in production at all. Liu Guoqing said.
In order to improve the level of risk protection of major food crops, the Shandong Supervision Bureau of the State Administration of Financial Supervision and Administration has accelerated the transformation from guaranteeing direct physical costs to guaranteeing complete costs and income. The insurance amount of direct physical and chemical cost of wheat and corn was increased from 450 yuan and 400 yuan per mu to 500 yuan and 450 yuan respectively, and the insurance amount of wheat, corn and rice full cost insurance was increased to 950 yuan, 1150 yuan and 950 yuan respectively. In 2022, 94 large grain-producing counties will achieve full coverage of full-cost insurance, and two counties will carry out pilot projects of corn income insurance. The insurance coverage rate of the three major grain crops is about 85%, exceeding the target of 80% coverage rate set for high-quality development.
This innovative measure of China Insurance in Zibo City, Shandong Province not only reflects the company's determination and actions to actively respond to national policies, increase agricultural insurance innovation, and protect the bottom line of food security, but also provides useful reference for other regions to carry out agricultural insurance innovation. In the future, China Insurance will continue to leverage its own advantages, strengthen the innovation of agricultural insurance products and services, give full play to the role of insurance as an economic "booster" and "stabilizer", and make greater contributions to ensuring food security and promoting rural revitalization.
Promotion] Disclaimer: This article is this **publication or **corporate promotional information, only represents the author's personal views, and has nothing to do with this website. The content of the article is for readers' reference, please verify the relevant content by yourself. ）