Some people feel that they are very satisfied with a deposit of 100,000 yuan, while some people are not satisfied with 1 million yuan or even tens of millions.
So the question is, as an ordinary person, how much savings do you have to feel that you are rich?
Insiders say that at least more than "this number".
It's about saving the money you have on hand and saving it in the bank or elsewhere for future use. It's like laying a solid financial foundation for your future and preparing for the unexpected or big payouts that may arise.
The meaning of saving money is inseparable from giving us a sense of security, that is, there is money in our pockets and everything is not panicked.
Having a certain amount of savings can give you more choices, not to be limited to your existing work and lifestyle, that is, you don't have to work for others for a lifetime, you can choose to do a little business.
After having a family and having children, many people become thrifty, which is to save a sum of money for their families and themselves, and provide financial security for the whole family.
When I was young, I spent as much as I wanted, and I borrowed money to buy what I liked. But the older you get, the more you will find that these flashy things are really necessary. Saving money is the most reliable.
If the economic level of all people is divided, it can be broadly regarded as the following four stages.
The first stage is that there is no debt.
The house and car are all owned, and there is no mortgage and rental expenses, and this alone has "beaten" many people.
Whether it is a first-tier, second-tier or third-tier or fourth-tier city, buying a house and a car is a down payment + monthly settlement for normal people, a mortgage for decades and a car loan for several years, which means that there is no financial pressure.
In addition, the income is enough for your daily expenses, it is a proper petty bourgeois life, even if you can't save too much money in a month, it is better than making ends meet, and it is on the basis of having a car and a house.
This state is very enviable for many people, because it means that he has more autonomy and choice, and does not have to rush around for a living.
On top of this state, that is, on the basis of having a car, a house and no loan, there is also a certain amount of deposit, such as 200,000.
In this case, it belongs to the type that has no fear, Chinese like to save money, that is for sure, holding 200,000 loosely in the hand is not asking for something, there is nothing to panic at home, and there is confidence when going out.
The third stage is to live more freely on the basis of the above two items. Not only can you take a trip at any time, but you can also buy it whenever you want. Even if you don't go out to work, you still have interest income to support your family, a standard that many Chinese families can't meet.
Don't worry that if you don't go to work this month, you won't have money to spend, you don't have to get up early to leave the warm bed, and you don't have to hesitate to spend money without feeling distressed. Spend your time and energy freely and pursue your dreams and hobbies. How beautiful and free this life must be!
It's not easy to do this, who are the friends around you who don't blink when they buy things, and they don't go to work if they don't want to? After graduation, in order to no longer reach out to his parents, after marriage, for his wife and children to have no worries about food and clothing, he can only work for people at two o'clock a day.
Being able to achieve financial freedom is already a luxury, not only to accumulate a certain amount of wealth, but also to have absolute financial management experience to ensure that your small treasury "continues to operate".
The fourth type of people on top of these three groups of people, that is, they don't have any debts, they have RVs in their names, and they have tens of millions of savings, and this kind of people are big businesses or entrepreneurs.
Of course, entrepreneurs are not always calm, and some entrepreneurs may be at risk of going into debt. Just like expanding a business, investing in new projects, acquiring other businesses, etc., these are all accompanied by certain risks.
The question of how much money you save each year can be answered in a thousand ways. For those who have never saved money, having a four-figure figure in their hand is already remarkable.
But for the 50-year-old group, hundreds of thousands may be too little, after all, they have to face the big event of their children marrying their daughters-in-law and buying a car and a house.
It is said that money is customary, but this thing is the most basic thing that can save people's lives at critical moments, and even make a family harmonious and harmonious, so that children can grow up healthy and happy.
On the Internet, people always seem to like to set themselves some big goals, such as "make 100 million first".
These goals are often just words, and only a few people actually achieve them. Those who like to go around with others on the Internet seem to be able to accomplish these goals with just a touch of their mouths.
When you really enter the society, you will find that it is really hard to earn money. There are many people who are better than themselves, there are many people who work hard, and there are even more people who are rich.
But think about it from another angle. No matter what you do, there are people who are better off than you, and a lot of anxiety in life is brought by yourself.
When we relax our minds, live every minute and every second of our lives, and have our own plans and goals every day, we don't seek to be better than others, but we must be better than ourselves yesterday.
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