Poke the blue text above".Wu Ge said propertyClick on the top right corner ".Click "Star" and you won't miss every articleGreat article!
It's really incredible, just recently, the central bank released a set of data, as of October 2023, the balance of domestic and foreign currency deposits in the country has reached 28728 trillion yuan, of which 134 are resident deposits98 trillion, then China's population is 1.4 billion, simply do a division, and conclude that the per capita deposit is as high as 9About 550,000 yuan.
See if your wallet and bank card balances are up to standardI'm ashamed to say that my friends and myself around me are far from reaching, with a per capita deposit of nearly 100,000, so a family should reach 300,000 according to the calculation of three people.
Why is the data so high, but there are very few specific individuals?The reason for this is related to saving Xi, large income disparities, and price levels. The most feared thing about data is average, it only has reference value, and it can't be taken seriously, for example, anyone and Ma Yun's wealth is averaged, it is a billionaire, and he alone can raise the wealth of countless people, so it is meaningless.
First of all, there is a large income gap, China Merchants Bank once released a data, 20% of people hold 80% of the wealth, and the proportion of children with deposits below 500,000 is as high as 98%, and the standard of 500,000 is also very high, saying that it is less than 500,000, in fact, it is tens of thousands of deposits.
Secondly, the cost of living has risen, and if ordinary people want to save money, their income level must be higher than the expenditure level, but now the price is **, and the monthly living expenses account for most of the expenses, and they can't save money at all.
Third, the pressure of the mortgage, if there is no mortgage, I believe that most people will have a very easy life, as long as it is a loan to buy a house, a month of mortgage less than three or four thousand, more than tens of thousands, most of the monthly income is used to repay the loan, how to save money?
Fourth, the investment method is different, resulting in some data is not counted, there are indeed some people who do not like deposits, because the income is too low, they like to exchange money for other assets, such as houses, **, etc., this kind of wealth is not within the scope of statistics. But it doesn't have much impact on the average deposit, after all, the rich are in the minority.
Brother Wu said: Every word of the article is typed out by me, and I am reading it by clicking on it, so that I know that you are also doing your best for life.
Due to the revision of WeChat, if you don't have a "star" us, it is easy to miss the daily article push. In order not to let us get separated from each other, I sincerely hope that fans and friends "star" Brother Wu said that the real estate is very simple: click on the *** business card, click on the upper right corner, and then click "Set as star", please everyone!