Relatives cards cannot be used to transfer money to friends.
There are two reasons why a family card cannot be used to transfer money to a friend: to protect the promo's funds and to comply with relevant laws and regulations.
If a relative card can be used to transfer money to a friend, the promo's funds can be misused by the recipient or defrauded by the friend, resulting in financial losses for the promo. Moreover, the transfer function of the kinship card may also be used for money laundering, tax evasion and other illegal acts, bringing risks to payment platforms and regulatory authorities. Therefore, the relative card cannot be used to transfer money to friends, which is to protect the legitimate rights and interests of the promo card and the card recipient, and also to maintain the order and security of the payment market.
Kinship card is a product feature in WeChat, users can open (gift) a kinship card to their parents, children, etc. on WeChat, and when the recipient uses the kinship card to make purchases, the consumption funds will be automatically deducted from the payment account of the promote. Promos can set a maximum monthly spending limit for their Relative Card, which will automatically refresh on the 1st of each calendar month and return to the initial limit. The purpose of the Relatives Card is to make it easier for us to provide our relatives with a convenient payment method so that they do not have to worry about the balance in their wallets when they make purchases, and they do not have to ask us for a transfer every time.
Currently, the Relatives Card only supports WeChat Pay consumption scenarios, and does not support other functions such as transfer and financial management. This means that a family card can only be used to make payments at designated merchants or platforms, and cannot be used to transfer money to other people. This is because the essence of the relative card is a payment function, which is a spending right authorized by the promo card to the card recipient, rather than a fund account. When a recipient uses a relative card to make a purchase, the payment is actually made by the promoter's payment account, not by the relative card itself. Therefore, the kinship card does not have its own balance of funds and cannot be used to transfer money to other people.
I hope this article can help you solve your doubts about the relative card, if you have any other questions, please leave a message in the comment area, I will try my best to answer for you. Thank you for reading, and we'll see you next time!