Mom and Dad, support the elderly with a house, be careful of fraud!

Mondo Social Updated on 2024-01-31

No need to pay. Just take out the house and make a guarantee.

It does not affect the living or the rental.

You can also get an interest ...... on time every month

Such a good thing of "lying down to make money".

Do you believe it?

Recently. More and more companies are under the banner of "housing for the elderly".

Committing fraud against the elderly.

"Pit" money and "pit" house

Sweep away the property and money of the elderly.

In simple terms. It is the old people who hand over the right to dispose of real estate to the wealth management company.

Initially, you will receive a corresponding return on a monthly basis.

But it didn't take long.

You will never receive interest again.

Even the house has become someone else's.

Don't believe you're going to be deceived?

Let's take a look at the means of ** first.

Swipe up to view the conversation.

Everyone, grandparents, had a good time yesterday?

Xiao Zhang, next time you have this kind of activity, you have to call me, this hot spring bubble is so comfortable, I feel that I have the strength to walk.

Me too, my back didn't hurt yesterday.

What did you think about the "housing for the elderly" that I talked about before?

I asked my son, we were too old to understand this.

Is this really proposed by the state?How I haven't seen it.

Housing for the elderly" is a national policy, and there is a lot of money to support. As long as you can catch this train, the old sunset red depends on it.

Just yesterday's hot spring, everyone soaked more to be good for the body, we are old now, always reach out to the child to ask for money, how embarrassed.

Isn't this operation very complicated, I can't do it if it's too complicated.

It's not complicated at all, grandparents, there are only two steps to what you need to do.

Step 1: Take out the real estate certificate as collateral, take out a large loan to others, and you can release the mortgage at any time after 6 months.

Step 2: Transfer the mortgage money to our company and use it to purchase our company's wealth management products.

Our salesman will help find a funder who is willing to take the money, so you don't have to worry about it at all. Funders are also easy to find, as our platform offers a yield of 24% per annum.

Grandparents, you can rest assured that as long as you buy our products, you are guaranteed a 5% annual rate of return. Two days ago, Grandma Wang of Hongli Community mortgaged her house for 3 million, according to my company's annual rate of return of 5%, she can earn 150,000 yuan a year, and she can receive 12,500 yuan per month, which is much higher than the pension.

In the future, not to mention going to other cities to soak in hot springs, travel abroad is free.

This income is really high.

I want one!Don't worry, our salesman will go to everyone's house to handle it one by one, don't go out.

After reading the chat history above.

Did you find the problem?

What is this "housing for the elderly".

It is obviously to fool the old man to mortgage the property as a loan shark.

Then use the old man's money to buy their own investment products.

The most "touching" is.

Not only help pay the interest on the loan.

It is also necessary to distribute high dividends to the elderly.

What kind of financial products exactly.

Will there be such a high rate of return?

Answer: Not at all!

case

pieces

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analysis

In fact, it's not that the old people are too stupid, but that the ** people are too shrewd, pressing step by step, and the progressive routines are hard to guard.

Step 1: Bring the relationship closer

* They are often not in a hurry, first of all, go deep into various communities to distribute leaflets, organize activities, and constantly promote "housing for the elderly" in a warm and touching atmosphere, so as to blow the old people's old age life into a dazzle and attract them to take the bait.

Step 2: Mortgage borrowing

Once an elderly person is interested, they will quickly take the elderly to the housing authority, mortgage their house capital to the individual, and sign a loan contract of millions of dollars, with a monthly interest rate of 2% and an annualized rate of 24%, which is equivalent to the old man borrowing a loan shark for no reason.

Step 3: Willing to pay for it

In order to attract the elderly to take the bait, it is useless to be anxious, and they often send a part of the pension money to the elderly in the first few months.

Step 4: Buy Wealth Management

After signing the loan contract and service contract, the elderly have lent millions of money, and a property is worth at least two or three million, and they will begin to trick the elderly into buying their recommended financial products", with a monthly income of about 5%-6%.

Remember that investing is risky

"Guaranteed capital and high returns" is financial fraud!If the promised rate of return of wealth management products exceeds 6%, it will be a question mark, more than 8% will be dangerous, and more than 10% will be prepared to lose all the principal. Don't easily believe the so-called "steady profit, no loss" and "risk-free, high-return" propaganda, and don't invest in projects with unclear business and unknown risks.

Remember to choose a formal institution

It is recommended that consumers, especially the elderly, consult professionals from formal financial institutions and discuss with their families before purchasing investment and wealth management products, so as to make necessary judgments and understand the authenticity and legitimacy of investment activities, so as to prevent fraud and infringement by criminals.

Beware of fundraising scams

Fund-raising fraud has the characteristics of "beating the drum and passing the flowers" and "Ponzi **", which is often the replacement of the old with the new, lacks actual business support and profitability, and there is no project that matches its promised returns, and it is easy to run away with the money and break the capital chain. Don't be fooled by rhetoric such as "guaranteed principal and high interest" and "guaranteed returns".

Pay attention to the protection of personal information

Enhance awareness of personal information security in daily life, treat contract signing with caution, and do not sign blank contracts. Do not provide ID cards, bank card numbers, passwords, verification codes and other important information to prevent fraudulent use, abuse or illegal use.

*: Yancheng Internet Police.

Jiangsu Internet Police comprehensive collation and editing.

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