In order to show off his style at the gathering of his classmates, Liu did not hesitate to spend 4,500 yuan to rent a Bentley limousine. However, the trick of fate caused him to face a sky-high claim of 2.5 million yuan from a luxury car rental company after a traffic accident. Liu asked in confusion: "Since I have been insured, why do I still need to bear the compensation alone?"”
In this era of looking at faces, money, and backgrounds, how many people pretend to be poor and show off for temporary vanity, but in the end they fall into a bottomless quagmire?Liu's story is a living example.
After graduation, Liu got a position in a well-known company, looked at the luxury cars driven by the executives every day, and was envious, determined that one day, he would also drive a luxury car and live a rich life. However, the reality is cruel, after a year of work, his salary is still meagre and far from his dreams. In order to taste the joy of driving a luxury car, Liu chose to rent a car on the spur of the moment to realize his wish.
After careful selection, Liu locked in a luxury car rental company with a good reputation. Present, he was shocked by the luxury car in front of him. After comparison, he chose a Bentley with a daily rent of up to 4,500 yuan. Although there will be a discount for monthly rent or longer lease periods, Liu is not a wealthy person, and short-term rentals are his limit. Before signing the lease contract, he specifically inquired about the insurance of the vehicle, and only after receiving a positive answer did he feel relieved to sign the contract.
However, who would have expected that in order to pursue a higher cost performance, Liu drove endlessly from the moment he picked up the car, and finally suffered a traffic accident on the way back from attending a class reunion. Although personal safety was guaranteed, the luxury car suffered serious damage. Liu immediately contacted the car rental company, and after understanding the situation, the other party quickly sent a tow truck to the scene.
Liu originally thought that commercial insurance would handle the compensation for the accident, but he did not expect that half a month later, the car rental company proposed a long list of compensation to him, totaling as much as 2.5 million yuan. The list lists a total of 1.6 million yuan in maintenance costs, spare parts costs, and working hours, 600,000 yuan in vehicle depreciation costs, and economic losses that cannot be rented out during the repair period.
Faced with such an astronomical claim, Liu almost fainted. He questioned: Why does he have to bear all the compensation when there is commercial insurance?Why claim for 60 days of economic damage, when the actual repair time is only more than 40 days?The vehicle is not new, and the law does not support compensation for the depreciation of the vehicle. However, the car rental company responded that if it could not afford to pay compensation, it should not waste time and leave everything to the court.
In the end, the car rental company took Liu to court. The court gave a detailed answer to Liu's doubts: Bentley only purchased third-party liability insurance, not car damage insurance;Mr. Liu shall bear full responsibility for the improper use of the leased property;Liu failed to prove that the maintenance costs were too high;The loss of the vehicle that cannot be operated shall be borne by Liu;According to the Civil Code, car rental companies cannot claim depreciation fees.
The court of first instance finally awarded Liu 1.9 million yuan in compensation. Liu was unwilling and provided the actual accessories of Bentley's official website in the second instance, and the court reduced 90,000 yuan accordingly. Despite this, Liu still needs to pay 1.81 million yuan in compensation. This trip of luxury cars to show off their poverty finally made Liu pay a heavy price.
Liu's example warns us: Poor showmanship, or not!It also reminds us that when entering into any form of leasing transaction, it is important to carefully read and understand the terms of the contract, understand the insurance coverage, and assess the individual's ability to take risks. This is responsible consumption behavior, and it is also the legal awareness that every citizen should have.
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