BeijingShanghaiChina's two first-tier cities, which released their respective adjustments and optimizations on December 14Property market regulationPolicy news. These two cities are right behind Guangzhou and Shenzhen, for:Buying a houseDown paymentRatios, housing loan interest rates, and general housing standards have been adjusted. this seriesRegulationThe introduction of the policy aims to adapt to the changes in the supply and demand relationship of the real estate market, and better meet the needs of residents for rigid and improved housing. Specifically, Beijing andShanghaiAt the same time, the first and second homes were loweredBuying a houseDown paymentproportions, and differentiated policies have been formulated for different regions. In addition, the two places have also lowered the lower limit of the interest rate on commercial personal housing loans, and adjusted the criteria for identifying ordinary housing, so that more housing can be included in the scope of ordinary housing, so that more families can enjoy relevant preferential tax policies.
Beijing andShanghaiAdjustments and optimizationsProperty market regulationThe policy was issued after Guangzhou and Shenzhen, indicating that the four first-tier cities have been aware of the current development trends and changes in demand in the real estate market. First, adjustmentsDown paymentThe ratio is to reduceBuying a housethreshold, so that more people can afford to buy a home. For rigid needsBuying a houseWho's going to do itDown paymentThe reduction in the proportion means that they need to prepare less money, especially for second-home buyers, and the implementation of this policy will greatly reduce their financial burden. Second, the interest rate is adjusted to mitigateBuying a houseThe loan pressure of the mortgage allows them to afford a lower monthly mortgage payment, thereby increasingBuying a housefeasibility. Finally, the adjustment of the standard of general housing is aimed at bringing more housing into the scope of ordinary housing, so thatBuying a housecan enjoy more preferential tax policies when transferring housing. In general, this seriesRegulationThe introduction of the policy is to meet the residents' demand for rigid and improved housing, stimulate the recovery of the real estate market, promote the circulation of real estate transactions, alleviate the tight situation of developers' capital chain, and achieve the dual purpose of risk prevention and stable growth.
AdjustmentsDown paymentproportions, reducing interest rates, and optimizing general housing standardsRegulationThe release of the policy has had a positive impact on the real estate market and brought about a series of changes. First, adjustmentsDown paymentproportional and lower interest rates makeBuying a houseBoth the threshold and the cost have been significantly reduced. ForBuying a houseWho's going to do itDown paymentThe reduction in the proportion means that they need to prepare less money, which is potentially important for some concerned about house pricesBuying a houseThat's good news. At the same time, the reduced interest rate also makes:Buying a houseThe cost of loans is reduced, which can reduce their burden, and makeBuying a housebecome more feasible. Second, the standard of ordinary housing should be optimized so that more housing can be included in the scope of ordinary housingBuying a housecan enjoy relevant preferential tax policies. The implementation of this policy allows moreBuying a houseThose who are able to get benefits have increasedBuying a houseof attractiveness.
RegulationThe introduction of policies has further stimulated the activity of the real estate market and releasedBuying a houseDemand. ManyBuying a houseThey all felt itBuying a houseThe benefits of lowering the threshold. SomeBuying a houseThey have begun to pay attention to the ** of selling houses, and have conducted in-depth research and understanding. For rigid needsBuying a houseWho's going to do itBuying a houseThe lower threshold means they have more opportunities to buy the house they want. From a personal point of view, I myself am also a quiltBuying a housePolicy adjustments affect people. In the past, due toBuying a houseofDown paymentThe proportion is high, and I have not been able to satisfyBuying a houseneeds. But with the adjustment of the policy,Down paymentThe percentage has dropped, and I feel like I finally have a chance to buy the home I want. This is very good news for me. At the same time, I also learnedBuying a houseAfter the policy adjustment, manyBuying a houseThey all felt itBuying a houseCost reduction. For example, after a friend referred to the new policy, he found that he could save hundreds of thousands of yuan in taxes and fees when buying a ** house, which made him feel rightBuying a houseFull of confidence.
In addition,Buying a houseThe reduction in lending rates has also made itBuying a houseThe loan pressure has been reduced to a certain extent, and they are able to cope with the monthly repayment more easily. In general,RegulationThe policy is issued for:Buying a houseIt's a good thing, let'sBuying a houseBoth the threshold and the cost have been significantly reduced and increasedBuying a houseof attractiveness. In addition, first-tier cities have been adjusted and optimizedProperty market regulationPolicies also help boost residential sales. On the night of the policy's release,ShanghaiA number of new projects took advantage of the situation to put up promotional posters, and some developers also launched "Tonight will not close" activities to accumulate customers overnight. Market watch data also shows that ShenzhenRegulationAfter the implementation of the policy, the market performance has been stable and improving, and the number of second-hand houses has increased by more than 10%, and the owners' mentality is more rationalSecond-hand housing online signingThe volume exceeded 1,000 sets for 2 consecutive weeks. this seriesRegulationThe introduction of the policy will help to further releaseBuying a housedemand, stabilize market expectations, boost market confidence, and promote the steady and healthy development of the real estate market.
In general, the first-tier cities have been adjusted and optimizedProperty market regulationThe impact of the policy is positive, which is conducive to meeting the housing needs of residents, stimulating the activity of the real estate market, and promoting the stable development of the real estate market. AdjustmentsDown paymentproportional and reduced interest rates easedBuying a houseThe financial burden of the people has increasedBuying a housefeasibility. Optimization of general housing standards has been expandedBuying a houseand enjoy the relevant preferential tax policies. The introduction of these policies has loweredBuying a housethresholds and costs, lightenedBuying a houseThe burden of the person, promotedBuying a houseThe release of demand. At the same time,RegulationThe release of the policy has also stimulated the sales of the real estate market, boosted market confidence, and promoted the steady and healthy development of the real estate market.