Under the influence of traditional Chinese culture,".The old have something to rely on, and the old have something to support"It has become everyone's expectation, and it is the most ideal way to live with your children and enjoy the joy of family life in old age.
However, in the fast-paced modern society, with the change of family structure, the increase of work pressure and the acceleration of the pace of life, family care for the elderly is facing more and more challenges.
As early as the Eleventh Five-Year Plan, Shanghai took the lead in proposing the "9073" pension model, that is, 90% of the elderly are self-cared for by their families and adopt family-based home care7% of the elderly enjoy community-based home care services and provide day care;3% of the elderly enjoy institutional pension services.
The 9073 "pension model" aims to meet the basic living needs of the elderly and improve the quality of life of the elderlyProvide basic life care, nursing**, spiritual care, emergency rescue and social participation facilities, organizations, personnel and technical elements of the network, as well as supporting service standards, operating mechanisms and supervision systems.
So, for the elderly, what kind of pension method is suitable for themselves?This article will ** different types of pension methods, and analyze their advantages and disadvantages, to help you find the most suitable pension plan among the many options.
1.Ageing at home
Home care means:Older people spend their old age in their own homes or in the homes of their children. In this model of elderly care, the elderly can live with their families or live in a familiar environment, and feel the warmth of family affection and loved ones.
Advantages:
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DisadvantagesFamiliarity with the environment can make the elderlyFeel comfortable and safe, and stay in good physical and mental condition.
Older people have more time to interact with their families, increasing their sense of belonging and intimacy.
By aging at home, the elderly can retain more autonomy and freedom.
If the elderly person lives alone,Sudden illness or accident, family members or caregivers may not be able to take immediate action.
Children need to spend a lot of time and energy to take care of the elderly, which may affect their work and life.
There may be relatively few recreational options for home-based elderly care, and family members or caregivers are required to provide more recreational activities for the elderly.
2.Community-based elderly care
Community care refers to:With the family as the core, the community as the backing, and the day care and life care of the elderlyHousekeepingwithSpiritual comfortFor the main content, door-to-door service and communityDaycarefor the main form, and introducedElderly care institutionsSpecializationService ModeofHome care servicesSystem.
Advantages:
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DisadvantagesA familiar community environment that is conducive to the social activities of the elderly.
The community can provide convenient daily care, health care, training and other services.
Community elderly care service points are usually located near the community where the elderly live, making it easy for them to get in and out.
There are differences in the level and quality of elderly care services in different communities, and it may be difficult to meet the needs of the elderly in some areas.
The services provided by the community are not rich enough.
The cost is relatively high, and you need to have a certain economic foundation, otherwise you can't afford it.
3.Institutional pensions
Institutional pension refers to:The elderly receive professional care and services in nursing homes, apartments for the elderly, and other institutions. This type of pension is highly professional and standardized, which can ensure that the basic living needs of the elderly are met.
Advantages:
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DisadvantagesElderly care facilities are usually staffed with professional medical staff and caregivers who can provide comprehensive and professional medical and nursing services for the elderly.
Elderly care institutions have strict management systems and service standards to ensure the quality of life and safety of the elderly.
Placing the elderly in a nursing facility can reduce the burden of care on family members and allow them to focus more on work and family life.
The elderly in nursing homes mayFeeling lonely and helpless, lacking the warmth and companionship of family.
Compared with other pension methods, the cost of institutional pension is usually higher, which may put pressure on the family economy.
There are many elderly care institutions in the market, and the quality is uneven, and it takes a lot of time and energy to investigate and compare the right institutions.
To sum up, different pension methods have their own advantages and disadvantages, and there is no one way that can fully meet the needs of all the elderly.
When choosing a pension method,Various factors such as the physical condition, psychological needs, economic capacity, and family and social support of the elderly should be fully considered.
At the same time, society, families and individuals should actively participate in the solution of pension problems, through policy support, social participation, family care and personal efforts and other measures, to jointly promote the development and practice of diversified pension methods. Let's work together to create a happy, harmonious and dignified living environment for the elderly