The NCMS began to charge fees, is it free for farmers over 60 years old?
The contribution of farmers and why.
With the promotion of the NCMS policy, farmers' willingness to pay has gradually decreased. In the early days, farmers paid relatively low fees, only 10 yuan per villager, so most farmers were willing to participate in the new agricultural merger payment. However, over time, the payment standard has been continuously increased and has now increased to 410 yuan per person. This drastic adjustment has led many farmers to express their reluctance to continue paying their contributions, or even to begin to reduce their contributions. According to the data released by the state, the number of farmers who have reduced their contributions has increased year by year, and there are very few farmers in the village who have participated in the payment.
As for the reason why the peasants are reluctant to pay fees, they mainly think that the annual fees they pay are not enough. Although the new rural insurance has been implemented for 15 years, and the pros and cons of the relevant policies have long been deeply rooted in the hearts of the people, farmers are still skeptical about the contribution rate. Many farmers think that they are in good health and do not need to pay medical insurance, and it is better not to pay than to pay.
Should farmers continue to pay after the age of 60.
According to the regulations, farmers are free to pay contributions regardless of age. In cities, employees are not obliged to continue to contribute after the age of 60. However, farmers in rural areas are obliged to continue to pay contributions even if they reach the age of 60. Recently, there have been rumors that elderly people in rural areas no longer need to contribute to NCMS after the age of 60. However, according to statistics in many regions, NCMS contributions must be paid at least until the age of 70. In rural areas, the elderly do not have sufficient pensions and do not have a stable income**, and continuing to pay contributions will inevitably become a burden for them. Although the state and relevant medical insurance departments have not issued relevant regulations, the current rumors are not true.
The significance and problems of new rural cooperatives.
The introduction of the NCMS policy was to solve the problem of difficulty in seeing a doctor for peasant families, but as time went on, some problems began to emerge. These problems are understandable, after all, similar problems existed in the early days of urban workers' medical insurance. It was not until after the compulsory payment that the penetration rate gradually increased.
It should be said that the main advantage of the NCMS medical insurance policy is that it reduces the economic pressure on rural families to seek medical treatment. Through the reimbursement of medical insurance, farmers can enjoy reimbursement of outpatient and inpatient medical expenses. This is a great benefit for farmers and can reduce the financial burden of farmers to see a doctor.
However, the adjustment of the New Rural Cooperative Program (NRCP) fee standard and contribution has caused many farmers to be skeptical and hesitant. They feel that the fees are too high and are not being utilized, and thus are reluctant to pay. In order to increase the popularity of NCMS and the participation of farmers, it is necessary to improve policies and respond to farmers' concerns.
Personal summary. As a rural editor, I have a deep understanding and reflection on the NCMS policy. The introduction of the NCMS has solved the problem of rural families having difficulty in seeing a doctor and poor medical conditions leading to a return to poverty, and has provided farmers with safe and stable medical security. But in the process of implementation, some problems also began to appear. Farmers' dissatisfaction with the payment regulations and the reduction of their willingness to pay need to be faced and resolved by relevant departments. Farmers' acceptance and support for the new agricultural cooperative system can be improved by improving policies, improving service quality, and strengthening publicity and education for farmers. Only by giving full consideration to the actual situation and needs of the peasants can the new-type rural cooperative policy be truly successful and bring real benefits to the peasants.