Does such health insurance still make sense?

Mondo Education Updated on 2024-01-28

RuralMedicareThe implementation of the systemFarmersOffered betterMedicalHowever, a recent survey revealed a worrying phenomenon. RuralMedicareThe increase in premiums has been extremely huge, from the initial 10 yuan per person to the current 380 yuan, which is 38 times. However, the actual number of drugs reimbursed has not kept pace with this increase.

At present, there are more than 2,600 types of Class A and Class B drugs that can be reimbursed, and 192,455 types of medicines that can be paid for by oneself. The types of self-financed drugs include many expensive imported drugs for serious illnesses and special drugs, and the number of drugs is 72 times that of the reimbursed drugs. Obviously, this situation is forFarmersis an unreasonable and heavy burden.

This issue needs to be revisitedRuralMedicareThe design and implementation of the system, find the root cause of the problem, and take effective measures to solve it. Only in this way can it be truly realizedMedicareThe original intention isFarmersDeliver tangibleMedicalGuarantee.

RuralMedicareAs a basic social security system, we need to reflect on the deviation between its original intention and the current situation when faced with practical problems, and find solutions. MedicareThe original intention was to protectFarmersIn the face of illnessMedicalexpense, alleviate theirEconomyBurden. However, the reality isFarmersThey still have to bear a large amount of out-of-pocket drug costs in the face of illness, which brings them a heavy burdenEconomyPressure. This phenomenon provokes us to think, like thisMedicareDoes the system still have the meaning of guaranteeing?SuchMedicareCan it still really work?

In order to answer these questions, we need to analyze and think deeply. First of all, we can start withRuralMedicareThe design and implementation of the system should be started to see the problems and shortcomings in it. Secondly, we need to compare other countries or regionsMedicaresystem to learn from their experience and practices. Through these efforts, we can find the direction and method to solve the problem, so that it can be truly realizedMedicareThe original intention of the system is:FarmersProvide practicalMedicalGuarantee.

As a basic social security system,RuralMedicareThe system should be distributed fairly, reasonably and effectivelyMedicalresources, alleviating citizens in the face of diseaseEconomyPressure. However, the current oneRuralMedicareIt is clear that the system has not fully fulfilled its safeguard role and needs to be re-examined and improved.

However, the current oneRuralMedicareObviously, the system has not been able to give full play to its role as a guarantee, and there is considerable room for improvement. We need to dig deeper and analyze to find outRuralMedicareproblems and deficiencies in the system, and take practical measures to solve them. Only then can we truly achieve itMedicareFair, reasonable and effective distribution of the systemMedicalThe goal of the resource, for:FarmersDeliver truly reliableMedicalGuarantee.

RuralMedicareThe fact that the premiums of the system far exceed the actual number of drugs reimbursed has led us to think about the divergence between the original purpose of the system and the status quo. RuralMedicareThe system should be distributed fairly, reasonably and effectivelyMedicalresources, alleviating citizens in the face of diseaseEconomyPressure. However, the current oneRuralMedicareIt is clear that the system has not fully fulfilled its role as a safeguard. Therefore, we need to revisitRuralMedicareThe design and implementation of the system, find out the problems and deficiencies in it, and take practical and effective measures to solve them. Only then can we truly achieve itMedicareThe original intention of the system is:FarmersDeliver tangibleMedicalGuarantee to ensure that every Chinese citizen can enjoy fairness and reasonablenessMedicalGuarantee.

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