On the evening of November 30thShanghai's only daughter was divorced after inheriting an inheritance of 200 millionThe topic rushed to the first place in the hot search.
Why did the originally talented and beautiful couple in the eyes of others suddenly become the plaintiff and defendant in court?
A huge inheritance to be divided with others?
The woman, Kang Lu (pseudonym), has a wealthy family and became the director of a foreign-funded company at the age of 28. The man, Wang Li (pseudonym), is the docking person of the hotel where the annual meeting of Kanglu Company is held. The two met through a work contact, after which the man pursued the woman fiercely. After half a year of love, the man enters marriage, and after marriage, the man is considerate to the woman in life.
However, the woman's parents were in a car accident during the trip and both died.
The man carefully accompanies the woman to deal with the aftermathAs the only living first in line of succession, the woman inherited 9 properties and shops from her parents, as well as more than 10 million deposits and financial management, with a total value of about 200 million
Half a year later, it seemed that everything was calm again, until one day, Kanglu received a lawsuitThe husband asked for a divorce and split half of the estate。Since then, the man not only moved out of the marriage room, but also turned off the phone all the time.
Since Kanglu's parents did not make a will before their death, the parents' estate will be inherited according to the law, and Kanglu's grandparents and maternal grandparents have passed awayAs the sole legal heir, Kanglu will inherit all the estates of her parents
According to the provisions of China's Marriage Law (now Article 1062 of the Civil Code), the property inherited during the existence of the marriage relationship shall be jointly owned by the husband and wife. Therefore, the inheritance inherited by Kang Lu is the joint property of the husband and wife with Wang Li.
Sure enough, not long after,Kang Lu received a supplementary lawsuit from the court, in which Wang Li demanded that Ms. Kang Lu inherit her parents' estate.
* That day, Kang Lu asked Wang Li: "I just want to ask you one thing, if my parents hadn't died, if my parents hadn't had so much inheritance, would you still divorce me?"”
Wang Li said: "We have no feelings between us for a long time, and it has nothing to do with the death of your parents. ”
Kang Lu continued to ask, "Then why do you want to divide the inheritance left to me by my parents?"”
Wang Li replied: "Why?."Our marriage certificate
The lawyer's explanation is unreasonable, but legal
The inheritance of one of the spouses is the joint property of the husband and wife.
There are many more one-child families like Kanglu, and some people know about itThe first in line of succession are: parents, spouse, and children。But what many people don't know is that if the children are married, then in the absence of a special agreement, the inheritance inherited by one party belongs to the joint property of the husband and wife, and in the event of divorce, the other party has the right to divide it.
In order to avoid the above situation,It is suggested that parents should make a will, and it is written in the will that only one child will inherit the inheritance, and it will not be regarded as the joint property of the husband and wifeWith advance planning, perhaps this tragedy would not have happened.
What are the ways to isolate your children's marital risks?It is not easy to create wealth, and it is even more difficult to keep wealth, so wealth security is an unavoidable topic for everyone.
How can you protect your wealth so that you don't be passive in the event of a crisis?
In the field of insurance, there are two tools that can also serve this function, and they are suitable for more families.
One is whole life insurance:
The so-called whole life insurance means that after the insured has been 100 years old, the insurance company will pay a lump sum of money to the beneficiary. If there is a problem in the insured person's marriage, the money can still be passed on to the children as a significant amount of wealth.
Another tool is annuity insurance:
Annuity insurance can give the beneficiary a fixed amount of money every year or month after the insured retirement. This money can be used both as a pension for children and as a way to isolate the risks of marriage for children.
How does it work?Parents can designate their own children as beneficiariesto ensure that in the event of an unfortunate event, the child receives a substantial sum of money. This insurance money can be used as a marriage guarantee for children when the parents are alive, or as a living guarantee for the children after the parents are a hundred years old.
What if the parents divorce after 100 years?According to the spirit of the Minutes of the Eighth National Conference on Civil and Commercial Trial of Courts (Civil Part), if one party obtains the life insurance money as a beneficiary, it is personal property, and the other half cannot be divided in the event of divorce. This means that even if the parents have passed away, this insurance benefit can still ensure the safety of the son's life and will not be affected by his marital problems.
In addition to preventing the outflow of assets caused by the divorce of children, this type of child benefit insurance has other advantages:
1.Convenient and hassle-free.
When the insured dies, the beneficiary only needs to hold his or her own identity certificate and the insured's death certificate to apply for insurance benefits from the insurance companyThere is no need to notarize the inheritance right and do not need to issue various other certificates.
2.High level of privacy.
The death benefit is paid directly to the beneficiary's account without alarming anyone else, including the other half of the child, and it has a high level of leverage.
As an insured, buying an old-age pension for your children can not only give your children more protection when they are old, but also add a security to their children's married life. Compared with paying money directly to the house, annuity insurance is safer.
If you give money directly, it is easy to mix it with the money of a young couple, and once it is mixed, it is difficult to distinguish it when you divorce, and it is likely to be dividedIf you give a house, whether it is before or after marriage, the house is likely to be sold for a new one for various reasons in the future, and once you sell and buy, your personal property will become the joint property of the husband and wife.
In general, everyone wants a happy marriage, but in the event of an unfortunate event, the above tools can be used to avoid it in advance, so that this tool can play its unique value. Because it does not belong to either party, the money can still be received by the children even if there is a divorce.