At the time of retirement, the merger of social security in the two places mainly involves the merger of pension insurance and medical insurance payment years and personal account balances. Here's the general merger process:
1.Determine where you retire: First, you need to determine where you retire so that you can understand the retirement policies and requirements of that place.
2.Apply for a social security transfer: Once you have decided on your place of retirement, you will need to apply for a social security transfer from the social security department of your current place of employment. Fill in the corresponding transfer application form and provide the required materials such as ID card and household registration booklet.
3.Transfer of pension insurance: After the approval of the social security department, your pension insurance relationship and personal account balance will be transferred to the social security department of the place of retirement. During the transfer process, the number of years of pension insurance contributions will be cumulatively calculated.
4.Transfer of health insurance: Similarly, when applying for a social security transfer, the health insurance relationship and personal account balances are also transferred to the social security department in the place of retirement. It should be noted that the medical insurance benefits cannot be enjoyed repeatedly, and the amount of the personal account can be used after the transfer.
5.Merge Social Security Accounts: Once you've completed the transfer of pension and medical insurance, you'll need to merge your two social security accounts. The combined account will be used to calculate your retirement benefits.
6.Retirement: After consolidating your social security accounts, you'll need to go through retirement formalities. Provide relevant materials, such as ID card, household registration booklet, retirement application form, etc., so that the social security department can handle the retirement procedures for you.
7.Pension: Once you have completed the retirement process, you can receive a basic pension every month. The amount of pension depends on factors such as the number of years you have paid for pension insurance, the level of your salary, etc.
In practice, you can choose to transfer social security online or offline. The online operation is relatively simple and convenient, and you only need to log in to the national social insurance public service platform to make relevant applications. However, there may be differences in procedures from province to province, so it is recommended that you call your local social security office in advance for consultation. Either way, you need to ensure that your rights and interests are not compromised and that your pension can be received normally.