You can take it out!
In general, there are two ways to withdraw time deposits in advance: full and partial early withdrawal. Regardless of whether it is full or partial, as long as the money is withdrawn, it is calculated according to the interest on the demand deposit.If you have an urgent need to withdraw your fixed deposit in advance during the deposit period, you can check with the bank where you are depositing to find out whether there is an early termination policy or related procedures.
Typically, the bank will charge a certain fee or calculate and process it according to certain regulations, such as the possibility of deducting interest or charging a penalty based on the number of days of early termination.
Many people who save fixed deposits are more financially conscious, and they will not withdraw their money until the time is over.
Whether you withdraw money in person or on behalf of others, you need to provide proof of deposit and your valid identity document. If you withdraw more than 50,000 yuan in advance, you generally have to make an appointment with the bank one day in advance.
It is recommended that you consult the deposit agreement or communicate with the bank for specific termination policies and procedures, or seek help and guidance from the bank.