2024 or harder?Prepare your "two hands" in advance to meet the new challenges of ordinary people!
Recently, there has been a joke circulating on the Internet: lions and sheep live in the savannah, and originally a lion would eat 10 sheep and a sheep would eat 100 kilograms of grass just to maintain the balance of the food chain.
Due to natural disasters and droughts, there is less grass, and the sheep first begin to starve and suffer, and if they can't stand it, they die, and after a long time, the lion can't stand it, and when there are fewer sheep, the lion can't eat. Therefore, the transmission of bad things takes a certain amount of time and process, and it can only be experienced slowly.
In fact, consumption is a chain, the first to affect us ordinary people, clenched hands, compressed consumption, but in fact, their consumption is the income of another group of people, for a simple example, the working class does not go out to eat, the income of the person in charge of restaurant operation is affected, he naturally does not go to the mall, or even change careers, the cash flow chain begins to break.
That's why sometimes things that seem unrelated to them are not being done here. The economic situation is not good, and it is an inevitable phenomenon that the first thing that affects those who do not have stable jobs is affected, but over time, even civil servants will be greatly affected. The recession in foreign trade does not seem to concern most people, but the truth is that drivers are not there yet.
Someone**, this year may be more difficult than last year. For ordinary people, we should not be blindly optimistic, thinking that the new year will definitely have a new atmosphere, and of course, we should not fall into pessimism, because there is no winter that cannot be passed, we are doing our best, in fact, many people are also trying their best to persevere, find a way.
Keep a normal heart, try to save, not extravagant and wasteful, the consumption is still to consume, less investment, especially to keep your eyes open, the probability of pie falling from the sky is very low, more often spell wisdom, ability, knowledge and comprehensive quality.
From now on, we must be prepared for all changes in order to understand them as soon as possible and be prepared.
1.Be fully prepared for cash flow.
For ordinary people, assets include real estate, vehicles, bank deposits, various bonds, financial management, etc., and what can be called cash flow is bank deposits.
Therefore, in 2024, people with houses and cars in their hands should not be too optimistic, only a certain amount of bank deposits can be used at any time, and bank deposits worth tens of millions of yuan may not be able to survive the winter, and having money in hand is the final result.
The world is changing rapidly, and only having enough savings can protect against the risks of unemployment or illness.
This year, many families who rely on their monthly wages to repay their loans are in trouble, and it can be said that their wages have been transferred away before they have been warmed up, and the situation may not be optimistic next year.
At this time, you should take stock of your savings, make reasonable allocations, don't put your eggs in one basket, and adhere to the concept of long-term holding, such as allocating some ** as a forward investment, rather than long-term back and forth speculation, in order to resist prices** (inflation will bring losses), so that your overall wealth will not decrease.
2.Invest in yourself and be prepared.
The more difficult the time, the more you need to be calm, and now is a good time to invest in yourself.
One of them is to invest in your mind, take the time to improve yourself and learn more, instead of going with the flow and not making any effort because opportunities are always reserved for those who are prepared!
The second is to pay attention to your own health, with health, everything is possible, there is a chance to turn over, usually exercise more, eat less takeout, cook by yourself, balanced nutrition and save money, healthy, you can also save a lot of money, now how expensive it is to see a doctor, everyone knows it.
The ebb and flow of the tide is the law of nature, and the same law is the law of economic operation, with funds to release the next peak, the big waves wash the sand, be careful of the next gust of wind, are you ready?