Introduction:
In the face of the severe social aging situation faced by China, China will launch a set of "pension policies" in 2024, proposing "postponing retirement" and "establishing a sound social security system" to cope with the severe situation faced by China. The purpose of this measure is to promote the further reform of China's social pension system and lay a solid theoretical and practical foundation for building a more perfect social pension security system.
Deferring retirement: an option for dealing with a shrinking working population and achieving financial sustainability.
With the continuous improvement of China's economic and social development level, the number of labor force is decreasing, and the social burden is becoming heavier and heavier, China's new round of pension insurance system reform will also be centered on the postponement of retirement system. In line with the trend of an ageing population, we will gradually raise the retirement age from 2024. The purpose of this initiative is to make the employees work longer, improve the sustainable development of social security, and make full use of the talents and experiences of the elderly.
In addition, increasing workers' working hours can also contribute to economic growth. In China, due to the need for the reform of China's economic structure, China's economic development is facing a grim practical problem. The postponement of retirement system is of great practical significance for alleviating the problem of "migrant labor shortage" in China.
Redefining the level of pensions: more equitable and sustainable.
Due to the postponement of retirement, the longer an employee has been working, the higher the proportion of his or her contributions. To this end, under the new system, the basic pension insurance benefits of retirees should be adjusted accordingly, so that they can better reflect the insurance payment status and length of service of the insured personnel, and enhance the fairness and sustainable development of the insurance.
Attention should also be paid to individual differences when adjusting the amount of pensions. Employees in different industries and different work natures have different contribution ratios and years of service, so they should be treated differently. In this way, it can better reflect the payment level and payment level of the elderly, and at the same time can better adapt to the needs of the elderly of different ages.
Establish a robust support system for the elderly: pay attention to the health and well-being needs of the elderly.
China should pay more attention to and support the health of the elderly, so as to establish a sound old-age security system. First of all, it is necessary to improve China's health care system and provide patients with more convenient and comprehensive medical care. By increasing investment in health resources, the quality and coverage of health services will be improved, so that the elderly can better enjoy health and effectively prevent and treat diseases, so as to slow down the decline of body functions.
Second, the whole society should be stimulated to pay attention to the psychological needs of the elderly. The mental health of the elderly is as important as the comfort of the soul, and for this reason, it is necessary for the whole society to provide them with mental health support and carry out a variety of cultural and leisure activities, so that they can live a dignified and happy life.
Brief summary. The "New Retirement Deal" of the United States is to solve the problem of aging in China, starting from the delayed retirement policy, adjusting the amount of pension and establishing a healthy support system for the elderly, etc., to gradually improve the country's old-age security capacity and establish a perfect social security system for the elderly.
In implementing the "New Deal," we should proceed from the overall interests of the whole society and the interests of all parties in order to ensure its effectiveness and fairness. On this basis, it is necessary to further improve the quality of the elderly population and improve their quality so as to meet the requirements of social development.
In the end, in order to deal with this problem, it is necessary to form a powerful force through the strength of the whole society, so that the elderly in our country can get a better life and quality of life, and promote the sustainable development of our economy.