It's the end of the year again in the blink of an eye!Looking back on the financial situation of the year,How much do you earn?How much did it take?How much do you plan to save?How much did you actually save?
I believe that although you may not have the experience of saving money successfully,But there must have been an experience of failing to save money [dog head].At the beginning of the year, I vowed to spend less money and be focused on the sunAt the end of the year, when I see various annual bills, my eyes go black...
Today I have summarized 15 common failed scenarios of saving money, all of which are from experience. You can like and collect, always review the old and learn the new, and prevent your own money like anti-fraud!
1. Bookkeeping, but false accounts
All savings plans start with a decision to keep your accounts. At the beginning of the month, it was stipulated that only 2,000 could be spent this month, and the accounts were kept diligently every dayThen at the end of the month, I started to make fake accounts....
There are generally two methods of keeping false accounts:The first is to divide the consumption evenly and distribute the amount of consumption evenly among each month. To buy skin care products, I have to use it for a year, which must not be divided by 12?Buying a mobile phone, this is going to take four years, and this can't be slowly remembered until 2027?
The second is to secretly display the warehouse and steal the money spent this time to other accounts. It's going to be over this month.,It's okay to remember less this time and more next month!At the end of the month, I bought something, and I wrote it down to the next month, anyway, I have to remember it!I bought a high-value product, and of course I have to remember it in December as a large item of the year!
You will be fake when you keep your own accounts, and you don't dare to keep accounts for the company
2. I bought it out of season, but it was useless to buy it
When I saw the winter clothes in the summer, the down jacket dropped by 100, so cheap and warm, and if you buy it, you can save it!In winter:
Dressed like a bear in my clothes, how did I buy it?
When I saw the summer clothes in winter, the T-shirt dropped by 50, so cheap and comfortable, and if you buy it, you can save it!It's summer:
Dressed like a monkey, how did you buy it?
3. I wanted to eat something cheap, but it turned out that it wasn't so cheap
The street spicy tang is definitely not expensive!But accidentally ate to 50, dumbfounded.
Eat skewers, this kind of stall is definitely not expensive!Eat again to 50, dumbfounded.
Buying fruit, the checkout only to find out that it was an imported orange from South Africa, 50, dumbfounded.
4. Engage in a side hustle and lose the money earned from the main business
You've all thought about a side hustle, right?For example, being a blogger, setting up a stall, and writing **?This kind of thing, I'm not afraid that you want to, I'm afraid that you will actually do it!
You thinkLet's go live!First buy a light microphone equipment, then charge 1000 yuan to buy traffic, and finally increase the number of fans by 8 generals;Write ** it!First buy a ** member to see what others write, and after reading it, I found that others don't make money;Let's learn to edit!Spend 299 to buy a course, and finally get stuck on the computer and can't move [Petrified].
You want to have a side hustle, and the people who do it are doing you....I was originally ambitious to make a career, but it turned out to be someone else's business!
5. Phone bill**99 yuan +
I don't know how the phone bill ** has become99 even, including super long calls, super more data, super value SMS!In fact, you only need to steal the net in the companyThat's enough.
At the beginning of the month, when I saw the phone bill, I cried so expensive, and at the end of the month, I forgot to call**change**, and next month, it was 99 starting ......
6. It's not for me to spend
I didn't spend much, but some money had to be spent [tears].
It's a gift for a friend, not a flower for me;This is cat food bought for cats, not for me to spend on;It's for my family, not for me to spend it;The money for classmates' dinner is not a ...... I spend
7. Be kind to yourself
It's okay to spend so much on others, it's okay to be kind to yourself!
Dogs know how to moult in winter, what's wrong with me buying myself a dress?Shaxian, who eats 13 yuan at noon, what's wrong with me eating an expensive meal at night?I usually eat takeout on weekdays, so what's wrong with me going out on the weekend?!
8. The whole year is a time to spend money
It's the beginning of the year, and the budget is sufficient, so you can spend a little more [snickering].
It's the middle of the year, it's been half a year of hard work, spend more [snickering].
It's the end of the year, and it's the New Year, so spend more [snickering].
9. The pain of social animals
Every month, in order to get a full attendance award, crazy Didi taxi!As a result, on the last day, the drop collapsed, the taxi money was spent, and the full attendance was also gone [sad].
Everyday madness to pick up company wool. When I was working, I fished, and I for an average of two hours a day with pay, and I took away the company's rolling paper snacks and office supplies. The company has no income and has to pay you costsFinally went out of business.
10. When you buy electronic products, you don't know what to expect
When the mobile phone, computer and tablet are renewed, it is very tangled. If you want to buy a large memory from demand, you have to buy a small memory from saving money. FinallyIn order to save money to buy a 128g mobile phone, the mobile phone was full after half a year.
11. Life is fragile, but I didn't expect it to be so brittle
Brush a **, the nasal artery cracks with laughter;Playing with an iPad, the bridge of the nose was broken and broken;yawned and dislocated my jaw;Turning around, his waist flashed;Squatting in a pit, knee joint injury can't stand up. Half of a month's living expenses are medical expenses.
12. Work hard to manage your finances, and your money will ignore you
I made some money in the past few years, and I thought that I wanted to catch up with inflation and make money. So buy**buy**, and the operation is as fierce as a tiger. Now when I open an account, I lose a mess. The currency has not yet swelled, and it is ** [petrification] first
13. Examination, examination of a fart
In order to improve myself, I studied everywhere. After a few years of college, I paid a lot of registration feesAs a result, either I didn't take the test, or I passed the test, and I found that this certificate was useless.
14. Being single saves money, but you spend money!
I feel that spending money on falling in love, going out to eat, watching movies, dating, and giving gifts are all expenses, and I don't look for a partner in order to save money. A few years later, some of your friends got married, and you paid a lot of money, andThe day of repossession is still far away.
15. Buy a house
Needless to say, everyone who understands understands.
Conclusion
In this article, Director Bi summarized 15 failed experiences in saving money. After looking at it like this, I found itThe world is full of traps, and you need to spend money everywhere. If you find that you can't save much money throughout the year, don't blame yourself too much, blame it all for not being spent!
Everyone is welcome to share the reasons for your failure to save money in the comment area, let's remind each other, take warning, and come back next year!