When it comes to pensions, everyone is concerned, there are fifteen thousand, there are more than 1,000, and the pension treatment of residents is also more than 100 yuan, so can you get the same pension if you pay the same amount of pension insurance premiums?
Theoretically, the same pension is the same for the same contributions, but from the perspective of various influencing factors, the pension received by flexibly employed people who pay the same amount of pension insurance premiums may be different.
1) The overall planning is different, the specific provisions of the endowment insurance formulated by the provinces are different, the pension is definitely different, and some places have additional pensions. If you are insured in Shenzhen, you will be treated differently than you will be insured in Shanghai.
2) Gender difference, women apply for pensions at the age of 50 (55 years old), men apply for pensions at the age of 60, the number of months of personal accounts is different, and the same pension is different.
3) The difference in the number of years, such as the insured pays the same premium for 20 years at 60% grade and the premium for 15 years at 100%, and the pension is not the same, because the number of years is different, the index is different, and the individual account is different.
4) The difference in payment time, the implementation of the account interest method in the place of insurance, the annual payment time of the insured is not the same, resulting in different interest, even if the payment period is the same, the same payment, the same retirement age, the pension is not the same.
5) Age difference, two insured people at the same time, one is 60 years old for 15 years, one is 62 years old for 15 years, the payment is the same, but the number of months of calculation and issuance of personal accounts is different, and the pension treatment is not the same. After 8 years, the first to reach the age of 70 will enjoy the old age tilt adjustment, and the other will be two years later.
To sum up, the payment of employee pension insurance in the capacity of flexible employment is different from the place of receipt, and the pension treatment is different, which is not comparable. In the same overall place, due to the influence of factors such as age, payment period, gender, payment time, etc., pay the same amount of pension insurance premiums, and the pension is different, so the insured should understand the pension insurance policy, approve the data, and calculate the treatment.
It can be compared in the same place (the same place of insurance and the place where the benefits are received), the same year (the same age, the same year), the same payment (the same time and amount of payment), the same retirement (retirement in the same year and month), and the same increase (the same additional benefits). If both insured persons were born in December 1963 and paid in the same place of insurance (the same as the place where the benefits are received) and participated in the insurance in January 2009, and the payment amount is the same in December every year, and there is no additional treatment, then the pension will be applied for in December 2023, and the pension will be the same.