Alipay's launch of the "Huabei" that consumes first and repays later, I believe everyone is familiar with it, it is equivalent to the function of a credit card, due to the different personal credit limits, the amount of consumption in advance is also different. So how did ** use Huabei to defraud the masses?It turned out that some users wanted to cash out the money in the Huabei limit, so they cleverly used the user's withdrawal psychology to defraud. Recently, a resident of our city suffered a new type of telecom fraud of "Huabei cash-out" + "fake friends" and lost more than 20,000 yuan.
Case review
Mr. Wang, a resident of our city, saw in a WeChat group that a group friend Xiaoxi (nickname) asked if anyone could do the cash-out Huabei business, and Mr. Wang's friend Zhang did this business, so he recommended Zhang's WeChat to Xiaoxi.
It didn't take long for another new WeChat "Ziyang" who claimed to be his friend Zhang to add Mr. Wang, saying that the account was frozen by Alipay due to cashing out, and now he can't get the money, so he asked him to help pay in advance, and then return it to him immediately after it is unfrozen, and promised to give him "dividends".
On the other hand, Xiaoxi also told Mr. Wang that he needed to fill the company's ** and needed money urgently, and felt that Mr. Wang had deceived her and wanted to call the police to deal with it. Under the attack of the two sides, Mr. Wang was anxious for a while, and wanted to help his friend Zhang solve the problem quickly, so he transferred more than 20,000 yuan to the bank account provided by Xiaoxi.
After transferring the money, Mr. Wang contacted his friend Zhang through **, but found that Xiaoxi did not add his friend's WeChat at all, and did not ask Mr. Wang to help repay the money. At this time, Mr. Wang realized that he had been deceived by a "fake friend" and hurried to the public security organ to report to the police.
Fraud methods revealed
In this case, **upgraded**, pretending to cash out Huabei, when Mr. Wang introduced his friend to the other party, the other party used a new WeChat account to pretend to be Mr. Wang's friend based on the WeChat business card pushed by Mr. Wang, falsely claimed that the cash-out failed, and asked Mr. Wang to help save the scene, and Mr. Wang fell into the trap of **.
1.When a friend asks you to transfer money, please verify the real information of the other party, and don't be careless.
2.There are many traps in Huabei cashing out, and you should be vigilant when you hear the so-called "ultra-low handling fee" and "transfer first and then confirm".
3.Alipay officials made it clear that Huabei does not support cashing, and if it is cashed out, there will be a risk of banning.