Every investor has a different definition of stability. Some people think that an investment that can increase in value in the long run with a slight fluctuation is a stable investment. Some people believe that an investment that keeps the principal and does not fluctuate is called a stable investment.
Before we want to make solid returns in the investment field, we need to sort out two points: first, risk. Second, earnings. and the balance between the two.
Therefore, the real stability is only known in your own heart.
However, from the public's point of view, there is a high probability that people will be able to keep the principal of the investment as the premise, which is the real stability. So, what is your real risk appetite, choose home remedies to invest in according to your preferences. There is a high probability that you will get a better experience in investing.
However, the assets full of equity are destined not to be stable.
If at the moment, you have a full warehouse of Internet technology companies in your hands, then you are a little panicked. Even if you have a lot of patience in investing, you will be influenced by Mr. Market.
After all, not many people can really pick up the cheap and bear the cost at the low point, otherwise, there is not only one stock god in the world, but there are investment masters everywhere.
Therefore, seeking to pursue stable investment has become a "fate" in the hearts of every ordinary investor. Even more and more people are giving up some of the investment products that can bring high returns in the future, and turning to some low-yield and relatively low-risk investments. This process of transformation is a process of seeking stability.
In the past two years, I have seen a lot of articles about capital protected wealth management products, and even many financial planners have recommended similar products to me. I myself have also invested a part of my assets in this kind of principal-protected products, including people in our financial circle, and gradually transferred some of their money into this kind of principal-protected financial planning.
When your investment float is not so large, the overall investment experience is good. Taking 10,000 steps back, even if this kind of capital-preserving investment products in the future cannot bring us high returns. But at least in the current gray **, that part of the capital preservation investment, is to bring us some sunshine in investment.
We have always emphasized that you should not put all your assets in the same pool, because when the water also leaks, there is a risk that the assets will leak. Diversification is all about diversifying risk and increasing returns.
When you hold some stable or even principal-protected investment products in your hands, you can also be in a bright mood in the face of a very gloomy investment environment. Because those solid investments are your cornerstone, and that cornerstone will never even go away.
Nowadays, more and more people are willing to buy savings insurance, and I think they are not interested in the product itself0% compound interest income, but the words "capital preservation, stability, and cash value" displayed in the contract are valued. Many people may have really understood the importance of asset planning.
Once the assets are properly planned, there must be an asset: a pool of capital preservation that continues to increase steadily. When this asset is stable, it is necessary to seek future returns. Kunpeng Project