With the acceleration of the aging process of China's society, the pension insurance system has attracted more and more public attention. Among them, funeral expenses, as a part of this system, are of great economic significance, especially for the families of the deceased.
However, the policy of farmers' funeral expenses and the standard of payment of money are a problem that many people are puzzled about. This article will provide an in-depth understanding of these policies while also providing reflections on equity.
First of all, we need to understand that the so-called funeral expenses are essentially financial assistance provided for the proper disposal of the body of the deceased and the 'management of the funeral'.
For farmers who participate in the old-age insurance for urban and rural residents, when they die, the social security department will pay funeral expenses in accordance with the regulations. The funds are mainly used for matters such as disposing of the remains of the deceased, purchasing cemeteries or laying ashes.
The answer to this is no.
At present, the insured personnel who pay the employee pension insurance have enjoyed a unified funeral subsidy system. For the insured persons who pay resident pension insurance, many regions across the country have established corresponding funeral subsidy systems - which means that most of the farmers who pay resident pension insurance and employee pension insurance can enjoy the corresponding funeral subsidies.
However, the problem is that for those areas that do not have a funeral subsidy system for urban and rural residents' pension insurance, local farmers who pay for urban and rural residents' pension insurance cannot enjoy the funeral subsidy after their death.
In addition, even the basic pension treatment does not include funeral subsidies, which has caused trouble for some farmers.
If you've lived in different parts of China, you may find that:Farmers have different standards for paying funeral expenses. For example, in Liaoning Province, from January 2024, after the death of farmers participating in the pension insurance for urban and rural residents, their funeral expenses will be unified to the minimum standard of 12 months of basic pension.
In contrast, in Suqian City, Jiangsu Province, the surviving family members of the insured person after their death will receive a funeral subsidy of 1,000 yuan.
On the other hand, the standard of funeral expenses for farmers in Nanjing and Beijing is 2,750 yuan and 5,000 yuan respectively. In contrast, due to the differences in the level of economic development and financial status of each region, the standard of funeral expenses in Shandong Province is between 800 and 1,000 yuan.
There is no national standard for funeral expenses, but there are currently two main ways to pay them.
The first way is to offer a fixed amount. For example, farmers in Heilongjiang province can receive a minimum subsidy of 500 yuan for funeral expenses after death. At the same time, Hebei Province in the same area can receive 4,500 yuan, which is obviously higher than Heilongjiang Province.
The second method is based on the linkage of the basic pensionThis approach is implemented in many places. For example, in Xiamen, Fujian Province, according to the 20-month basic pension, it can reach 6,200 yuan, far exceeding the one-time fixed amount of payment.
So, with a higher subsidy, according to a certain number of months of basic pension to pay, can it be widely promoted?
With the acceleration of the aging process of China's society, the pension insurance system has attracted more and more public attention. Among them, funeral expenses, as a part of this system, are of great economic significance, especially for the families of the deceased.
However, the policy of farmers' funeral expenses and the standard of payment of money are a problem that many people are puzzled about. This article will provide an in-depth understanding of these policies while also providing reflections on equity.
First of all, we need to understand that the so-called funeral expenses are essentially financial assistance provided for the proper disposal of the body of the deceased and the 'management of the funeral'.
For farmers who participate in the old-age insurance for urban and rural residents, when they die, the social security department will pay funeral expenses in accordance with the regulations. The funds are mainly used for matters such as disposing of the remains of the deceased, purchasing cemeteries or laying ashes.
The answer to this is no.
At present, the insured personnel who pay the employee pension insurance have enjoyed a unified funeral subsidy system. For the insured persons who pay resident pension insurance, many regions across the country have established corresponding funeral subsidy systems - which means that most of the farmers who pay resident pension insurance and employee pension insurance can enjoy the corresponding funeral subsidies.
However, the problem is that for those areas that do not have a funeral subsidy system for urban and rural residents' pension insurance, local farmers who pay for urban and rural residents' pension insurance cannot enjoy the funeral subsidy after their death.
In addition, even the basic pension treatment does not include funeral subsidies, which has caused trouble for some farmers.
If you've lived in different parts of China, you may find that:Farmers have different standards for paying funeral expenses. For example, in Liaoning Province, from January 2024, after the death of farmers participating in the pension insurance for urban and rural residents, their funeral expenses will be unified to the minimum standard of 12 months of basic pension.
In contrast, in Suqian City, Jiangsu Province, the surviving family members of the insured person after their death will receive a funeral subsidy of 1,000 yuan.
On the other hand, the standard of funeral expenses for farmers in Nanjing and Beijing is 2,750 yuan and 5,000 yuan respectively. In contrast, due to the differences in the level of economic development and financial status of each region, the standard of funeral expenses in Shandong Province is between 800 and 1,000 yuan.
There is no national standard for funeral expenses, but there are currently two main ways to pay them.
The first way is to offer a fixed amount. For example, farmers in Heilongjiang province can receive a minimum subsidy of 500 yuan for funeral expenses after death. At the same time, Hebei Province in the same area can receive 4,500 yuan, which is obviously higher than Heilongjiang Province.
The second method is based on the linkage of the basic pensionThis approach is implemented in many places. For example, in Xiamen, Fujian Province, according to the 20-month basic pension, it can reach 6,200 yuan, far exceeding the one-time fixed amount of payment.
So, with a higher subsidy, according to a certain number of months of basic pension to pay, can it be widely promoted?
The reality is that in 2021, the per capita pension of urban and rural residents will be 179 yuan, and if it is issued according to the 20-month pension, then the per capita pension will need to be issued 3,580 yuan, which is already a relatively high level.
What's more, in places like Shanghai, the per capita pension level of urban and rural residents is higher, reaching more than 1,300 yuan, and if it is also issued according to 20 months, then it will reach at least 26,000 yuan or more, which is obviously unrealistic.
In addition,There are also differences in financial pressure from different places, and the payment standards are too high, which is difficult for some places to bear. For example, the funeral fee standard in Heilongjiang is 500 yuan, if you want to pay a 20-month pension, then at least two or three thousand yuan must be issued, and the income and expenditure of the local pension insurance ** is difficult to achieve such a balance, which also brings a lot of pressure to the local area.
Expecting fairness and perfectionAlthough the farmer's funeral expense policy has achieved its social security goal to a certain extent, we must be soberly aware that there is still a long way to go for its improvement.
Only when every farmer can get the financial support he deserves at the end of his life can we say that the system is successful and just.
We look forward to and call on more people to pay attention to the issue of farmers' funeral expenses, and to support and promote the reform of relevant policies. No matter where you are, no matter what your status, everyone should do everything in their power to fight for their own rights and those of their fellow citizens.
The reality is that in 2021, the per capita pension of urban and rural residents will be 179 yuan, and if it is issued according to the 20-month pension, then the per capita pension will need to be issued 3,580 yuan, which is already a relatively high level.
What's more, in places like Shanghai, the per capita pension level of urban and rural residents is higher, reaching more than 1,300 yuan, and if it is also issued according to 20 months, then it will reach at least 26,000 yuan or more, which is obviously unrealistic.
In addition,There are also differences in financial pressure from different places, and the payment standards are too high, which is difficult for some places to bear. For example, the funeral fee standard in Heilongjiang is 500 yuan, if you want to pay a 20-month pension, then at least two or three thousand yuan must be issued, and the income and expenditure of the local pension insurance ** is difficult to achieve such a balance, which also brings a lot of pressure to the local area.
Expecting fairness and perfectionAlthough the farmer's funeral expense policy has achieved its social security goal to a certain extent, we must be soberly aware that there is still a long way to go for its improvement.
Only when every farmer can get the financial support he deserves at the end of his life can we say that the system is successful and just.
We look forward to and call on more people to pay attention to the issue of farmers' funeral expenses, and to support and promote the reform of relevant policies. No matter where you are, no matter what your status, everyone should do everything in their power to fight for their own rights and those of their fellow citizens.