Actuarial science is a profession that applies mathematics and statistics to assess risk in industries such as insurance, finance, etc. It makes extensive use of probability theory and economics, as well as the techniques of computer science. In the process of postgraduate entrance examination in China, actuarial science students can choose different research directions, which depend on the professional settings and research directions of different universities, but usually include the following directions:
1.Actuarial Science: This is one of the most traditional directions in actuarial science, emphasizing the use of mathematical and statistical methods to determine insurance rates, assess an insurer's reserve requirements, and capital adequacy. This pathway requires students to understand the various life and non-life insurance products and how to manage insurance risks.
2.Financial Actuarial: This track is more focused on markets, portfolio management, and financial derivatives pricing. Students will learn how financial markets work Xi and how to use financial instruments to manage financial risk.
3.Pension Actuarial: Focuses on the evaluation and management of pensions and retirement plans. Graduate Xi how to plan for retirement savings, assess long-term financial commitments, and ensure the continued viability of a pension plan.
4.Health Insurance Actuarial: Risk assessment and product design for the health insurance market. Xi need to understand the characteristics of the health insurance industry, such as the uncertainty of medical costs, and how to design health insurance products that are both fair and sustainable.
5.Enterprise Risk Management: This track emphasizes comprehensive risk management, including market risk, credit risk, operational risk, etc. Students will learn Xi how to identify, assess, and manage enterprise-level risks.
6.Actuarial Models and Methods: This track focuses on the development and analysis of actuarial models. Students will learn Xi create and test models that are used to simulate the performance of insurance and financial products, as well as how they react to various risk factors.
7.Actuarial software applications: With the development of actuarial science, actuarial software is becoming more and more important. Students will learn how Xi use and customize software to actuarial tasks.
8.International Actuarial Science: Students study actuarial practices and regulations in different countries, develop an international perspective, and learn how to deal with transnational actuarial problems Xi.
Students who are preparing for graduate school should understand their interests, and at the same time, they should also understand the curriculum and research direction of different universities, and choose the most suitable direction for their further study. In addition, in the process of postgraduate examination, it is also necessary to pay attention to the cultivation of practical ability, such as practical Xi experience and project research experience, which can help students better apply theoretical knowledge in their future careers.
2024 Postgraduate Entrance Examination