Women should know how to use insurance to protect themselves

Mondo Social Updated on 2024-01-30

Why is housewife a high-risk profession?

Generally speaking, men are mainly used to make money, either to sell physical strength or brainpower, to fight for social and socializing, which takes up a lot of time and energy. Once women have children, they have to take a back seat, shoulder the responsibility of taking care of children, husbands and even the elderly, have no time to learn Xi, neglect to communicate with society, and will not be able to keep up with the pace of social development after a long time.

In this way, the gap between men and women in terms of cognition, knowledge and experience will widen, and the common language between the two sides will become less and less. In the end, there is a high probability that you will either be unhappy, or you will face your husband's cheating and finding a child.

Third, the second wife is even divorced. Since the man earns money outside and holds the initiative of wealth, it is possible to operate whether to give it to the family or how much to give.

What's even more terrifying is that if the man has been planning to divorce for a long time, especially some people who run the company will transfer assets in advance through various means. When the woman finally finds out. One has no evidence, and the other has no means, often ends up with both people and money, and he has missed the best career period, and the conditions for remarriage are also very harsh. Therefore, housewife is a high-risk profession.

So how can women stop this from happening, or better protect themselves?Insuring yourself with a business insurance is one way to do this.

Some people may ask, is it true that there will be no divorce after taking out insurance?Buying insurance can prevent people and money from being empty?The reason why you ask this question is that you first need to know what the money is used forWhat is insurance for?Money is used to live, yes, to fundamentally protect or improve one's standard of living. Insurance is also used to live, to protect one's life, old age, sickness, death and disability. For example, no matter how sick you are, you can rest assured, don't worry about medical expenses, you can also give a large amount of money if you have a major illness, don't worry about the shortage of living expenses caused by illness, otherwise it depends on the man's face if you can't cure it, and annuities and pensions can ensure that there is a pre-agreed amount of money remitted to the agreed account every month in the future, and this cash flow can even be as long as life, so you don't have to worry about having nothing to support you.

These premiums are not consumption, but represent the man's care for the woman, the recognition of the woman's care for the family, and a commitment and advance payment for the future. After all, promises are intangible and non-binding. How many people swear to grow old together when they get married, but after a few decades, how many people can really hold the hand of their son in the end?When the divorce occurs, the two parties are not fighting for property and tearing their faces, or even going to court

Commercial insurance is a commercial contract, which says who pays the money, who the insured is, who is the beneficiary, and the signature of both parties and the actual payment behavior. Moreover, in order to prevent the man from surrendering the insurance or taking out the cash value halfway, the man can also give the money to the woman first, and the woman will be the policyholder and the insured.

First, it gave the woman a lifelong guarantee and let him take care of the family with peace of mind.

Second, it is equivalent to handing over part of the property to his wife for safekeeping, but it is just given to him in the way of guaranteeing him, and he will not spend it indiscriminately.

Third, it can promote the relationship between husband and wife and reduce the probability of marriage change.

Fourth, once there is a real marriage change in the future, the woman will not be left with both people and money, and face the pressure of life alone. After all, women are not as easy to find jobs as men, and the skills of taking care of the family are basically not used in society. Even if some people get a large break-up fee, that wealth can quickly be lost in various forms due to a lack of skills to control it.

Therefore, high-risk occupations require a high degree of protection, and insurance is the best form of protection. As a housewife, are you able to cope with the unpredictable risks of the future?Insurance

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