After 2024, there are three things that non-homebuyers need to make preparations, and many people have not yet realized it
Introduction: 2024 is just around the corner, and looking back at 2023, the national real estate market has undergone a series of adjustments. For 2024, there are some preparations that people who haven't bought a home yet, and many people may not be aware of these preparations yet. This article will analyze these preparations and provide relevant details.
New buyers must be prepared to fill in the gaps.
This year, many large real estate developers have cut prices for the sake of money, and this is the case with Poly in Chengdu, where house prices have dropped by 40%. In addition, many owners of second-hand homes have also started to ** real estate. In Shanghai, the original price of 7.2 million second-hand houses** 5.6 million. Therefore, starting from 2024, for families who just need to buy a house yet, whether they are buying a new house or a second-hand house, the opportunity to catch up is real.
What's more, with the increase in the demand for developers' capital withdrawal, more and more developers will join the ranks of price reductions. This also means that there will be more low-cost properties in the future, giving buyers more opportunities to choose.
Homebuyers should be prepared for more regulatory policies.
Since 2023, China has introduced a series of favorable policies to rescue the market. In many cities, restrictions on purchases and loans have been fully relaxed, and banks have lowered mortgage interest rates and increased the amount of provident fund loans. In addition, first-tier cities have also introduced"Recognize the house but not the loan"policy to further reduce the cost of buying a house. In 2023 alone, there will be more than 500 regulatory policies of various kinds.
As the property market continues** into 2024, it is expected that more favorable policies will be introduced to rescue the market, and the cost of home purchase for home buyers will be further reduced. Therefore, for those who plan to buy a house, they should be prepared for more regulatory policies and keep abreast of policy developments in order to grasp the momentum of home purchases.
Low-income families must be prepared to purchase subsidized housing.
For low-income groups, buying a home has been a problem due to high housing prices. However, China has recently launched"A new round"The Housing Reform Program, which plans to build 6 million affordable housing units over the next five years to meet the needs of low-income groups. Compared with the market, affordable housing will be much lower than the market, which is mainly composed of land costs, construction costs and reasonable profits.
Therefore, low-income families can enjoy preferential policies for purchasing affordable housing in 2024. We recommend that you don't rush and wait for the right time to buy affordable housing.
Summary. 2024 is a year of great anticipation for those who haven't bought a home yet. First of all, buyers who just need to buy can be prepared to seize the opportunity of developer price reduction** and second-hand home sales. Second, home buyers should be prepared for more regulatory policies and keep an eye on political developments in order to grasp the favorable policy opportunities. Finally, low-income families can look forward to the huge benefits of buying affordable housing, and no longer have to worry about high housing prices, but wait for the opportunity to buy affordable housing.
Personal summary: The real estate market in 2023 has shown a trend of adjustment, and 2024 will be a year with many opportunities to buy a home. Through this research, I realized that it is important to seize the opportunity to buy a home, and at the same time pay close attention to political changes and seize the opportunities presented by more favorable policies. For low-income families, buying social housing will be a more affordable option, and they can wait patiently for the right time to buy a house that suits them. In conclusion, 2024 is a year of challenges and opportunities for homebuyers, and it's important to be prepared and seize the opportunities in a timely manner.