People often say with emotion: the past is like smoke.
The rock singer sings: That life is as plain as water.
George R.R. Martin often uses the words of his character in A Song of Ice and Fire to say: Words are like the wind.
2023 is coming to an end, and about itPerceptionwithWordsWhen they meet, they are like clouds in the air, sometimes near and sometimes far away, floating and dissipating.
Locke interviewed a circle of people around him and got the following key words and ......
Emotionally stable
It is said that the collapse of adults is often only ...... in an instant
When I got home from work, I saw my child's toys scattered all over the place.
I can't get on the subway for three consecutive shifts in the morning rush hour.
After writing for an hour, the document was closed with a brain click "do not save".
After half an hour, the eyeliner became thicker and thicker.
The freshly made cone fell to the ground without eating a bite.
So, it's really hard and rare to stay emotionally stable.
In terms of investment, everyone understands that things can't be too absolute, so relatively speaking, some relatively stable varieties are also rare, such as pure debt**.
Take a look at the trend of Wind's medium and long-term pure debt** index in the past 10 years.
Data**: wind, data cut-off: 201312.23-2023.12.22, not as an index recommendation, past data does not represent the future).
Focus on the holding experience(Relatively small volatility: annualized volatility 1.)50%）；
Focus on long-term returns(Don't ask for the highest yield, but ask for "passable": the cumulative yield is 60.)65% with an annualized rate of return of 499%）；
Control drawdown(Relatively low maximum drawdown: maximum drawdown -2.)71%）。Data**: Wind, the period of annualized volatility is: weekly, and the yield algorithm is: ordinary return).
Holding this kind of ** must also be conducive to emotional stability.
Self-discipline
Marketing guru Gao Ting once said: Habit, each of us is more or less a slave to it.
Sinking into garbage emotions, bursting with negative energy, Short ** and snacks that can't be stopped once it starts, Thinking about "just sleeping for a while" and "waking up, it's dark" nap ......
Although everyone always ridicules that "beauty and ugliness have a life, rich and poor are in the sky", in fact, the internal drive of "wanting to be better" has always been deeply rooted in the hearts of each of us.
The philosopher Seneca once said: Self-discipline is a process of self-improvement, in which the pain of renunciation must be experienced, and its degree of intensity is even like facing death.
Self-discipline
It is "not only to keep your mouth shut, but also to open your legs", no matter how busy you are, you have to take half an hour to read, instead of fragmented reading in the subway and elevator, yesWhen you are irritable and want to cover your position, you should strictly abide by the trading rules and control your hands
Orders are forbidden, and hands are owed!
Reject internal friction
What should I do if the person I like doesn't like me?
What should I do if I can't grab a ticket for the concert?
I want to quit my job every day, what should I do?
What should I do if I don't handle intimacy well?
The market always falls more and rises less, what should I do?
It is important to be treated unfairly and to seek justice and fairness, but a little "cheekiness" and insensitivity are also necessary.
Don't worry about the market if it's too bad.
If you want to buy, set up a regular investment plan
If you don't want to buy, pay less attention to the market and keep a certain distance from it.
Life is not only about investment, don't be swayed by the market.
In the past 10 years, nearly eighty percent of the Shanghai Composite Index has been spent in the "up for one or two days, down for one or two days", and the duration of the ** is not very common, which shows that repeated fluctuations are the norm in the market. If you follow it all day long, you will be happy one day if it rises, and you will be sad one day if it falls, and you will consume your confidence and strength too much, then it is difficult to go far on the road of investment.
Data**: wind, data cut-off: 201312.23-2023.12.22. Past data is not indicative of the future).
Break away
Recently, I read a book, and the writer Eiko Yamashita mentioned in his book "Breaking Away":
Only by freeing up the unimportant things can the valuable things come in.
Breaking away isn't just about throwing things, it's about throwing thingsPut aside the wrong relationships and perceptions
Breaking away is not simply throwing things, butLeave behind what really works
Wellness
Suddenly, I found that there were more and more people around me who began to maintain their health.
Go to bed early and get up early aerobics, meditate and Pilates, eat white meals with less oil and less salt, and replace organic dishes with tea.
Health preservation is for better elderly care.
Between health care and old-age care, there is only a veil of "precautions".
Retirement, please also take advantage of it.
Since many pensions are target dates, Wind target date FOF index (**885076 is chosen, base date 201810.25, number of ingredients 178 (as of 2023.)12.22)) represents the pension **, which is compared with the CSI 300 in the same period. It is not difficult to see that in the past five years, the range of the target-date FOF** index has outperformed the CSI 300, and the annualized volatility is significantly lower than that of the CSI 300. It shows that in terms of the operation of the target pension, the level of public offering is worthy of investors' attention.
Data**: wind, data as of 201810.25-2023.12.22. Past data does not represent the future and is not recommended as an index;The period of annualized volatility is: week, and the yield algorithm is: ordinary return).
Insomnia
Is exam week coming?
Is it too much coffee?
Was it confessed by someone you like?
Is the cp who knocks finally be?
Is it bought ** to make money?
Is it to see that the profit and loss are green again?
Remember, there's nothing in this world that deserves a good night's sleep.
Swipe your phone less before going to bed, and don't look at market newsThere is no rush to make any investment decisions before bedtime
Find a partner
Milk tea pairing: Do you want to drink milk tea?
Beauty partner: Do you want to do your face?
Game partner: What's the ink, online, Malier drops!
Dinner partner: What do you have for lunch?What's for dinner?(Why don't you ask for breakfast?)Report a trace, can't get up)
*Partner: What base do you buy, how much do you earn, how much do you lose.
*Hitchhiker, not limited to the person you talk to**, can also be yoursPortfolio
Common** hitchhikers, such as:"Stock-debt pairing"., let the strand base be used as a spearOffense, expect to win higher returns, use the bond base as a shield, expect to stabilize the account, control the drawdown, as a portfolioDefense
Backtesting the collocation of the Wind Partial Equity Mixed ** Index (representing **) and the Wind Medium and Long-term Pure Debt ** Index (representing bonds) in the past 5 years, it is not difficult to see:
When the equity-based + bond-based is combined, the annualized rate of return will increase as the proportion of the stock-based ratio increases, but the maximum drawdown will also increase accordingly, indicating that while winning high yields, it may also face higher drawdown risks, and the experience of holding the base may be tested. This embodies the idea of control: using bonds to control the whole, and when the market changes drastically, the defense of the portfolio is completed through the adjustment of the proportion of bonds.
Data**: wind, data as of 201812.23-2023.12.22. Past data does not represent the future and is not recommended as an index;
Investors can consider referring to the above maximum drawdown and return level to compare with their own risk tolerance and expected rate of return, so as to form their own ** partner.
Ordinary heart
There is a line in the movie "Quartet" that is:
There are three paths in life, an uphill and a downhill, I didn't expect it.
Isn't that also applicable to the market we're in?
The uphill ramp is **, the downhill ramp is **,
And I didn't expect it to be all kinds of unexpected accidents.
We're on these three ramps, back and forth, and each of them is the norm.
So, pleaseTake it as usual
Risk Warning:
1.The indices and information mentioned above do not constitute investment advice. All information in this material is current as of the date of publication, and if there is any change, please refer to the latest information. Past performance is not indicative of future performance.
2.**The Manager does not guarantee profitability and does not guarantee a minimum return.
3.Before investing in this company, investors should carefully read the "Contract", "Prospectus" and "Product Key Facts Statement" and other legal documents, fully understand the risk-return characteristics and product characteristics of this company, and fully consider their own risk tolerance according to their own investment objectives, investment period, investment experience, asset status and other factors, and make rational judgments and prudent investment decisions on the basis of understanding the product situation and sales suitability opinions, and independently assume investment risks.
4.Past performance of the Index is not indicative of its future performance, and performance of other indicators managed by the Manager does not constitute a guarantee of the performance of this Index.
5.The name "pension" does not represent income protection or any other form of income commitment, and the product is not principal protected and losses may occur.
6.The manager reminds investors of the principle of "buyer's responsibility" in investment, and after investors make investment decisions, investors are responsible for the investment risks caused by fluctuations in operating conditions, share listing and trading, and changes in net value.
7.The registration of this ** by the China Securities Regulatory Commission does not indicate that it has made a substantive judgment or guarantee on the investment value, market prospects and returns of this **, nor does it indicate that there is no risk in investing in this **.
8.Long-term regular investment can average the investment cost, but regular fixed investment does not avoid the inherent risks of investment, does not guarantee returns, and is not an equivalent financial management method to replace savings.
9.This material is not intended as any legal document, and all information or opinions expressed in this material do not constitute investment, legal, accounting or tax advice, and we do not make any guarantee for the final action advice regarding the content of the material. Under no circumstances shall the Company be liable to any person for any loss arising from the use of any content in this material. China's first operation time is relatively short, and it cannot reflect all stages of development. The market is risky, and investors need to be cautious.