As bank workers, faced with the dilemma that the bank's money collection business cannot be stopped, bank tellers are faced with a huge challenge: the hard indicator of deposits at the end of the year. In order to complete the task, some banks even link the personal salary performance of employees to the task of absorbing deposits, and if they cannot pull 1 million yuan in deposits, they will be deducted from their wages. This is a huge pressure and challenge for the average bank teller.
Faced with a hard indicator of millions of deposits, bank tellers have to rely on their connections and background to pull big deals, find big orders, and even ask for help from relatives and friends. However, due to the obvious downturn in the current economic situation, the overall debt ratio of the society is too high, and it is not common for households with millions of savings, it is not easy to achieve this target. Most people's incomes are generally low, and living expenses are already difficult, let alone saving a huge sum of money. A million deposits is an almost impossible task for ordinary people.
In addition, the widening gap between the rich and the poor is also one of the obstacles for bank tellers to meet the target tasks. Wealthy people often fail to provide adequate wealth investment opportunities to the average bank teller;The poor, on the other hand, are unable to meet their savings requirements because of their own financial pressures. The rich may not be interested in the amount of a million-dollar deposit, while the poor are dismissive because of their powerlessness. This makes it necessary for bank tellers to rely on their connections and background to find the right customers.
In order to meet the bank's hard targets, some bank tellers have to pay deposits out of their own pockets. They will negotiate with friends, relatives or parents to deposit money in their name and then withdraw it after approval. While this approach can solve the problem with indicators, there are certain risks, such as the fixed period required for the deposit or the inability to withdraw all the money in a short period of time. In addition, when the bank teller advances a small amount, there is a possibility that someone else needs the money urgently and withdraws it. Once it is **, the consequences are more serious than the deduction of wages caused by the failure to meet the target.
However, even if deposits can be advanced, how much balance space does a bank teller have?In a situation where everyone needs money, the money in the hands is the real value. In the face of the real economic situation, bank tellers are facing more and more troubles and challenges, and their lives are not as easy as we imagined.
To sum up, bank tellers are facing tremendous pressure and challenges, and need to use their own efforts and resources to complete the bank's deposit target task. However, the current economic situation and the widening gap between rich and poor make this task even more difficult. Bank tellers need connections and backgrounds to find the right customers, and sometimes have to pay for deposits out of pocket. However, these efforts also face risks and limitations. In this complex environment, bank tellers need to face and overcome various difficulties in order to complete their work tasks.
Although it is difficult to complete the task, the bank tellers will not give up easily. They will continue to work hard to find suitable ways to meet the deposit targets and ensure the profitability and growth of the bank. The work of bank tellers is crucial to society, and they play an important role in the functioning of the financial system. We should give them more support and understanding. At the same time, we should also be aware of the current economic situation and social problems, and strive to reduce the gap between the rich and the poor, so as to provide fairer opportunities and treatment for everyone. Only in this way can we build a more stable and prosperous society.