Then talk about Chuanxin's redemption plan.
There are actually a lot of details in this plan that can be dug into, such as the question of whether the "limited net principal" is legal.
As I have said in other articles before, as long as the trust product is not recognized as illegal and is not classified as a criminal case such as non-absorption and non-collection, then as the previous legal income, it is illegal to be recovered.
In this case, it is unlikely that the payment will be processed in the form of net principal.
However, Chuanxin's plan has adopted this method to redeem the payment, will there be legal support for this?
Speaking of this problem, we must first understand two concepts, first of all, the Chuanxin redemption plan, in a strict sense, can not be regarded as "payment", but a kind of "compensation" led by the market government
It's like a son who gets into trouble and the father comes out to lose money.
In other words, the Sichuan government established a company to undertake Chuanxin's assets, and then acquired the beneficiary interests in the hands of all Chuanxin's investors through this company.
This model itself is legal and reasonable, and as for how to set the acquisition ratio, it is related to how much the Sichuan government wants to spend to settle the matter.
I think these so-called redemption terms have been repeatedly demonstrated and deduced, and the results are relatively optimal in terms of cost and time period, but unfortunately this so-called optimal is only for the problem handler, not for investors.
Therefore, this is a market-oriented and law-based solution, and there is no problem from a legal point of view.
Secondly, will such an act itself be suspected of official cutting leeks?
There must be, because although there are more reports from the outside world, it is doubtful what and how many of Chuanxin's core underlying assets are.
However, it is generally accepted that even according to the current fair** valuation in the market, the total value of its assets will not exceed 40% of its liabilities.
In this case, choosing not to sign a contract with Chuan Xin to the death, and going to court may not be a very rational choice, opening the bottom may only be four folds, and not opening can get six folds, such a multiple-choice question will actually be done by everyone.
Not to mention the possibility of more trouble in the future.
There is always a trade-off between worse and worse.
Therefore, in the face of such problems, we need to use a game thinking to consider.
Because in Chuanxin's case, the disposer is pinching on even if you give you such a plan, most investors will eat this plan even if they grit their teeth and tears, not because they are satisfied with this plan, but even if they are not satisfied, there is nothing they can do.
In other words, in this game, Chuanxin's investors can come up with too few chips for the game.
You said that you turned the bottom to prove that Chuanxin was illegal?In fact, people have officially declared that they have violated the law, and not only the actual controllers of the violations have been controlled;
You said you asked for compensation from Chuan Credit's own funds?I'm sorry that Chuan Xindu is already going bankrupt and reorganized, so what about more of your own assets to pay you?
You said you were going to file a complaint online?But I'm sorry, your scale is too small, so small that no one has paid attention to him for two years after the thunderstorm, if it weren't for this wave of popularity, it is estimated that your matter will drag on for a few more years.
From this point of view, the only bargaining chip that can be used to coerce the government is their own lives, but the five steps of blood splashing without a word can only be done by the proletarians who have nothing, after all, they have nothing to lose except their lives.
But what about us investors?
Even if you pay according to this plan, you will still have more money than most people in the country.
Little Bourgeois's revolutionary beliefs are the least firm, and I need to say more about this?
To be continued. ps: Knowledge Planet continues to recruit people, if you are interested, send me a private message.