Basic salary: as a front-line marketing personnel basic salary is not high, according to the level of the bank, my joint-stock bank staff level is the highest level 1, the lowest level is 13, the higher the level of the basic salary, remember that the level of the middle-level and above the leadership of the bank is basically above level 8, and the ordinary employees are below level 8, if the level of ordinary employees can reach level 8 or above, it must be that the business is particularly good, and the assessment is excellent every year. When I first entered the industry, my basic salary was about 2,000 yuan, and later with the rise of the rank of the banker, the basic salary rose to more than 3,000 yuan, but none of them exceeded 4,000 yuan.
Welfare: mainly five insurances and one housing fund, holiday benefits, supplementary insurance, etc.
Of course, the five insurances and one housing fund are also paid according to the level of the bank, and the higher the level, the higher the payment base. When I worked in a bank, I once withdrew a provident fund, totaling 140,000 yuan, which should have been paid for a total of 6 years, and if it was evenly distributed to about 2,000 yuan per month.
Holiday benefits are mainly important festivals to send supermarket shopping cards, cash or gift boxes, March 8 Women's Day flowers, children's Day will send movie tickets and the like, the amount is determined according to the level, more than thousands, less only 100-200 yuan.
Supplementary insurance is rewarded with certain points according to the degree of contribution to the bank, and the points are open once a year, and you can purchase various commercial insurance, long-term critical illness, etc. Some bigwigs who do well in business have a lot of points, and they don't need to pay for additional insurance at all.
There are also regular employee tours, training, etc.
Subsidies: transportation subsidies, communication subsidies, cooling expenses in summer, heating expenses in winter, three meals at a time, etc.
Performance salary: As a marketer, performance pay is the most important, and the better the business is completed, the higher the performance pay. Performance-based pay is mainly based on the average daily number of deposits, the proportion of income completed and the completion of other indicators, of which these two indicators are the most important, if these two indicators are overfulfilled, even if one of the other indicators is not available, the impact on income is not large. I remember that when my business was doing well, I could get tens of thousands of yuan in performance salary, but when my performance was bad, it was only 2,000-3,000 yuan, and the performance changed greatly.
The above four incomes add up, and the monthly salary is roughly more than 8,000 yuan, for.
In third- and fourth-tier cities, this income should be considered very good, but the income I am talking about is when the bank's efficiency is good and its own performance is still wrong, and not every stage can get so much. The income is also different at each stage, just take my own example:
1,000 yuan per month during the internship stage, which is roughly maintained for about 6 months;
From the end of the internship to the dispatch stage: 2200-2800 yuan per month, roughly lasting 1 year. In the above two stages, there are only these salaries, and there are basically no other benefits.
After turning positive, vigorously develop the business, the income has increased year by year, and the average income can reach more than 10,000, but the marketing post is more work and more rewards, and the business is done well, and the monthly salary is more than 20,000, or even more There is no problem.
However, due to the economic environment, bank risks are frequent, and the work center has changed from developing business to disposing of non-performing assets, so the income has dropped sharply, only 2-3,000 yuan per month, and sometimes even less than 2,000 yuan.
When the economic environment is good, the bank benefits are good, and the income of employees is high, especially those joint-stock banks, the per capita income exceeds 200,000 yuan and 300,000 yuan, but when the benefits are not good, the income of bank employees generally declines, and the income is greatly reduced, and the income can only be fed.