Answering these 3 sentences is a sign of wisdom and maturity when faced with someone else's request to borrow money.
Ask the other party why they are borrowing money."
When someone borrows money from you, you need to understand why they need the money. Understanding their needs can help you better judge whether you should lend them money or not. If the other person needs to borrow money because of an emergency or sudden accident, you can consider helping them.
But if the other person needs to borrow money because of extravagant spending or irresponsible behavior, you need to carefully consider whether you should lend to them.
said that he was also short of money recently". If you really can't lend money to someone, be honest and tell them that you've been facing some financial difficulties recently and can't lend money for the time being. Doing so will avoid disappointment and hurt to the other person, and also make the other person understand your predicament.
It means that the financial power is not under their own control". Sometimes, it's not like you don't really have money to lend to them, but you don't have the financial power to you. In this case, you can tell the other person that you need to consult with your spouse or other family members before making a decision. Doing so avoids misunderstandings and dissatisfaction with the other party, and also leaves yourself some room to maneuver.
In short, when faced with other people's requests for borrowing money, you should answer the other party's request rationally and honestly, and at the same time, you must protect your own interests and rights.