College students are full of anger, forgetting the diversity and complexity of the world, forgetting the coexistence of beauty and ugliness, justice and **, so they do not choose or do not know how to choose when facing problems, which is the reason why fraudsters often succeed.
Reflecting on the fact that many people have been deceived, it is not difficult to see that there are indeed some factors in our college students that are easy to be exploited.
Why college students are easily scammed
1) Simple-mindedness and poor awareness of prevention. The main reason is that college students have been studying in school since they were young, and they have little experience in social life, simple thinking, and poor ability to distinguish between right and wrong. Some students are emotional, and as a result, they neglect to take precautions and fall into the trap set by **.
2) Be greedy for small and cheap, eager for quick success. Greed is the biggest psychological flaw of the victim. Many fraudsters have repeatedly succeeded, to a large extent, by taking advantage of people's greed and other non-divisive thoughts, victims are often attracted by the "benefits" and "benefits" offered by fraudsters, and these people see "benefits", but the result is a "chicken and egg" ending.
3) Be reckless and reckless. Everyone inevitably has to ask others for help, and whether or not they can get their wish depends on what it is and who it is for. If you don't know what is wrong, ask for help, for example, if you are short of money, you will search for online loan information, and if you can't get it, you will be deceived.
What kind of scams target college students???
"Swiping" part-time scams
When college student Xiaohua went online, he saw a recruitment online "swiping" part-time job information, and after adding the other party's QQ friends, the other party sent Xiaohua an application form including name, bank card number, Alipay account number and other information. After handing in the application form, Xiaohua began to make the "first order", and the other party immediately sent a link containing the task number, purchase quantity, etc. Xiaohua bought 1 item according to the prompt and paid more than 100 yuan. A few minutes later, he received his money back, and there was a "commission" of 5 yuan in addition to the principal. After tasting the sweetness, Xiaohua decided to continue to "complete the task". When Xiaohua paid more than 8,000 yuan and completed the "task", the customer service suddenly said that the system was faulty and the money could not be returned, and the only way to return the money was to "brush the order" again. At this time, although Xiaohua felt that something was wrong, in order to get back the principal, he had to do it. Sure enough, I paid 8,000 yuan again and continued to "brush orders". But after "swiping", he can no longer contact the other party.
Online loan scams
Gao, a college student, reported to the police that he was short of money some time ago, so he found a company called "xx loan" on the Internet, and the company successively asked Gao to transfer loans on major lending apps on the grounds of margin, handling fee, and loan interest, and asked Gao for 6,000 yuan, and promised that all loans would be repaid by the company. But the other party has not repaid, and at present, the APP loan platform has repeatedly urged it to repay in the form of ** or text messages, and the so-called "xx loan" company has been unable to contact.
Refund scams
Chen, a college student, received a strange **, and the other party claimed that he was the store of "**.com", and Chen did not suspect the identity of the other party. Subsequently, the "store" told Chen that the things Chen bought were out of stock and now he wanted to refund Chen, so Chen added an Alipay account according to the other party's prompt. The other party asked Chen to borrow 5,000 yuan from the "xx good term loan" on Alipay, and then the other party sent a *** through Alipay for Chen to scan. But Chen didn't know that the so-called refund *** was actually a payment *** After not receiving the refund, Chen asked the other party, but the other party asked him to operate a few more times, so Chen scanned the code three times in a row, and Alipay transferred money out after each scanning.