There are many reasons behind making money, but the people don't make money. This paper deeply analyzes the causes of this phenomenon from the perspective of ** companies, distribution agencies and people, and proposes solutions.
*The company's revenue is mainly based on management fees, and the larger the scale, the higher the rate. Therefore, the company has an incentive to continuously introduce new products and expand the scale of management.
At the same time, in order to gain an edge in the fierce competition, ** companies will focus on short-term performance rankings, which leads some ** managers to adopt aggressive investment strategies in pursuit of short-term high returns.
Agencies earn their income** from transaction fees, which makes them tend to encourage investors to buy and sell frequently**.
By selling new products and recommending popular ones, agencies can get more trading commissions, which exacerbates market volatility to a certain extent.
In the process of investment, the people are affected by human factors, and they are often sold when the market is the best. This pattern of behavior has led many investors to miss out on the opportunity when their net worth grows and are forced to suffer losses when their net worth falls.
In addition, people tend to focus too much on short-term performance and ignore the value of long-term investments.
To solve the problem of making money and not making money, the key lies in changing the transaction structure.
First of all, the incentive mechanism of the first company should be adjusted to make long-term performance the core indicator of evaluation.
Secondly, the agency should guide investors to invest rationally and reduce the fee income caused by frequent transactions.
Finally, strengthen investor education and improve the long-term investment awareness of the people.
There are many reasons behind making money, but the people don't make money.
*The company's revenue is mainly based on management fees, and the larger the scale, the higher the rate.
Agencies earn their income** from transaction fees, which makes them tend to encourage investors to buy and sell frequently**.
In the process of investment, the people are affected by human factors, and they are often sold when the market is the best.
To solve the problem of making money and not making money, the key lies in changing the transaction structure.
* The phenomenon of making money and not making money involves conflicts of interest between multiple parties. To solve this problem, it is necessary to carry out in-depth reforms at the institutional level. Only by making the interests of the first company, the agency and the people converge to achieve a win-win situation for investors and the market.
* Companies need to focus on long-term performance: change the evaluation criteria based on scale and short-term performance, and encourage managers to focus on long-term value investment.
Distribution agencies need to guide rational investment: reduce the commission ratio of transaction fees, reduce the incentive of frequent trading, and recommend to investors the best suitable for their risk tolerance and investment goals.
The people need to enhance their awareness of long-term investment: through education and guidance, they will be able to realize the inevitability of short-term fluctuations, so as to pay more attention to long-term holding and value investment.
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