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5 medical insurance tips can be used for medical treatment!
Daily Gansu Net, December 5 According to Lanzhou Evening News, medical insurance is indispensable for medical treatment. How to use health insurance better?Recently, the Chengguan District Medical Insurance Bureau reminded the masses that these 5 medical insurance tips must be known!
The medical insurance electronic voucher is more convenient and fast.
As long as you have a smart phone, you can go to the designated hospital anytime and anywhere, go to the designated pharmacy to buy medicine, not afraid of losing or stealing, in addition to convenience, it can also effectively eliminate theft. Now, many places can also make an appointment directly in the hospital through the medical insurance electronic voucher**, saving the trouble of queuing.
So, how do I activate my health insurance e-voucher?The insured can activate the medical insurance electronic voucher through the "National Medical Insurance Service Platform" APP, scan the *** National Medical Insurance Service Platform "APP" at the bottom of the code, and perform real-name and real-person authentication according to the prompts after registration, and then receive the medical insurance electronic voucher and complete the activation.
Medical insurance payments cannot be easily discontinued.
If you want to be reimbursed by medical insurance, you have to ensure that you are in the insurance status, which is the most basic and important thing. If the insurance is suspended, you will not be able to enjoy the reimbursement treatment of medical insurance, and you will have to pay all your own money when you get sick and go to the hospital. Therefore, it is recommended that everyone take the initiative to participate in insurance and continue to participate in insurance to better protect their own medical insurance rights and interests.
Employee medical insurance has to be paid every month, if you change jobs, you must pay attention to transfer your medical insurance relationship, and continue in the next company as soon as possible. The premiums of resident medical insurance are generally paid once a year, guaranteed for one year at a time, and the premiums are paid before the end of each year, and the medical insurance reimbursement treatment can be enjoyed only in the following year, so don't forget to participate in the insurance.
How do I check my health insurance information?
Inquire about medical insurance enrollment. Log in to the "National Medical Insurance Service Platform" APP, click [Home] - [Personal Insurance Information] to check your medical insurance account balance, monthly payment base and personal insurance information.
Check your medical insurance payment history. Log in to the "National Medical Insurance Service Platform" APP, click [Home] - [Payment Records] to check the details of your medical insurance payment records.
Inquire about medical insurance consumption records. Log in to the "National Medical Insurance Service Platform" APP, click [Home] - [Consumption Records] to query the details of your medical insurance consumption records.
Priority is given to community hospitals for minor ailments.
Minor illnesses can not go to large hospitals, common diseases and frequent diseases and other minor diseases as far as possible in the nearest community hospital, the medical insurance threshold is lower, the reimbursement ratio is higher. For the same disease, 90% of the money may be reimbursed in a community hospital, and only 60%-70% may be reimbursed in a tertiary hospital, which is very uneconomical.
At the same time, you must go to a designated pharmacy to buy drugs, and the drugs you buy can only be reimbursed in the medical insurance drug list. If the drugs we buy are not covered by the medical insurance list, or are not within the limited reimbursement scope of the medical insurance catalog, we can only pay for it ourselves.
How do I check hospital information?
Inquire about designated medical institutions. Log in to the "National Medical Insurance Service Platform" APP, click [Home] - [Designated Medical Institutions] to query the nearby designated medical institutions, and you can also see the level, address, and whether the medical insurance electronic voucher is opened and other information.
Search for designated retail pharmacies. Log in to the "National Medical Insurance Service Platform" APP, click [Home] - [Designated Retail Pharmacies] to query the nearby designated retail pharmacies.
Check the list of medical insurance drugs. Log in to the "National Medical Insurance Service Platform" APP, click [Home] - [Drug Classification and **] to enter the query page, in the drug classification and ** page, you can query Western medicine, Chinese patent medicine, Chinese herbal medicine, self-preparation and other types of drugs.
Filing for medical treatment in other places is the first to be filed.
Filing first, then seeking medical treatment, everyone should remember this process. If you need to seek medical treatment in other places due to long-term residence, work or living with your children, you can enjoy the corresponding medical insurance benefits if you go through the filing procedures in other places in a timely manner. If you seek medical treatment in a different place without filing, it is likely that your reimbursement ratio will be reduced, and you will have to pay more!
So, how to apply for a record for medical treatment in other places?Log in to the "National Medical Insurance Service Platform" APP, click [Home] - [Remote Filing] to enter the remote medical treatment filing application page, the page can also query the remote network designated medical institutions, the opening of the overall planning area and other information, click the yellow button [Remote Medical Treatment Filing Application] to enter the application page.
It is more convenient to bind a family account.
Through the "Family Account" function of the National Medical Insurance Service Platform APP, you can apply for and activate the electronic voucher of medical insurance on behalf of your family members, and directly check the annual medical expenses of your family members, the amount of deductions for serious illnesses and other information on your mobile phone.
When the elderly or children at home need to see a doctor, they can take out their mobile phones and call up the electronic vouchers of medical insurance that have been bound to their relatives to realize the payment of exhibition codes for medical treatment and drug purchase.
How do I bind my family's family account?
Log in to the "National Medical Insurance Service Platform" APP, click [Home] - [Family Account] to enter the family account binding page, you can bind through ID card or other documents, fill in the identity information according to the prompts, upload relevant materials and proof, and you can add a family account.
Lanzhou**Shequan**Reporter Tian Xiaodong.