Gold prices have risen sharply, which has been a hot topic lately. Many people want to take advantage of the rise to chase in, and some people want to enter the game quickly when the first time is the best, trying to join the gold rush army. But, you know what?There was a group of young people, they have already started to save gold beans, buy one every month, and accumulate a lot. They regard saving gold beans as a kind of forced savings, but also as a kind of consumption pleasure. They feel that maintaining and increasing value is a rational investment choice. However, just after the gold price hit an all-time high, they began to regret it. Why?What problems did they have?Let's take a look.
Why do young people who save gold beans regret it?
The young people who save gold beans, their regrets, mainly have the following aspects:
First, the price of gold fluctuates greatly, and the opportunity to sell is missed
Gold prices are a very sensitive market and are affected by various factors, such as the international situation, the US dollar exchange rate, monetary policy, etc. The rise and fall of the gold price tends to be rapid and dramatic, and it is difficult to **. Young people who save gold beans, they are not professional investors, they do not have enough professional knowledge and skills, and they do not have timely information and data, it is difficult to grasp the trend of gold prices. They may sell at a high price** and at a low price, or at a low price** and are afraid to sell at a high price, resulting in losses or missed gains. Some young people even said that they bought it at a high point of more than 600 yuan a gram, and now they find that it is beyond their reach.
Second, it is difficult to realize golden beans, and the depreciation is large
The purpose of young people who save gold beans is not to speculate in gold, but to save or consume. They may want to make gold beans into ornaments, or sell some when they are short on money. YetThey found that it was not easy to monetize the golden beans. First of all, not all gold stores support gold beans, some gold stores only ** their own brand of gold beans, and some gold stores only ** large grams of gold bars. Secondly, the **gold bean** is often much lower than the market**, some gold stores will follow the **gold jewelry**, and some gold stores will follow the **metal**, but also deduct labor costs, premiums and other expenses. Some young people reported that the gold beans they bought were less than 500 yuan per gram, but they could only sell them for 400 yuan or even lower.
Third, the quality of golden beans is poor, and the authenticity is difficult to distinguish
Young people who save gold beans also have a variety of purchase channels. YesSome people go to small brand gold stores or buy online, and some people even go to places such as Shuibei Market to buy or find someone**. The quality of golden beans is not the same for different channels. Some golden beans are not of high purity, some golden beans contain impurities, and some golden beans are even fake. Young people often do not have professional identification tools and methods, and it is difficult to distinguish the authenticity of golden beans. Some young people bought fake golden beans, which not only lost money, but also affected their health.
How can young people who save gold beans change?
The young people who save golden beans, their regrets, are also their wake-up call. They need to learn from their mistakes, draw wisdom from their own experiences, and find direction from their own needs. They need to change their mindsets, adjust their behavior, and plan for their future. They need to do the following:
1. Clarify your purpose and arrange your own funds reasonably
Young people who save gold beans, they need to be clear about the purpose of buying **, whether it is for investment or consumption, for saving or for jewelry. Different purposes require different strategies. If it is for investment, you need to pay attention to the trend of gold prices, choose the right time, buy low and sell high, and obtain profits. If it is for consumption, you need to consider your own preferences, choose the right style, buy it well, use it well, and have fun. If it is to save, you need to control your desires, choose the right grams, buy less and save more, and accumulate wealth. If it is for jewelry, you need to pay attention to your image, choose the right brand, buy expensive and expensive, and show your temperament. No matter what the purpose, you need to arrange your own funds reasonably, not more than you can afford, not affect your quality of life, and not let yourself get into trouble.
Second, choose a formal channel to guarantee the quality of beans
Young people who save gold beans, they need to choose formal channels to guarantee the quality of beans. Formal channels can provide legal invoices, standardized contracts, perfect after-sales and effective guarantees. Formal channels can guarantee the purity, quality, weight, and authenticity of beans to avoid being deceived and pitted. Formal channels, generally banks or big brand gold stores, they have professional identification equipment and methods, fair evaluation standards and processes, transparent ** and fees, and have a good reputation and reputation. Young people who save gold beans, they should not be greedy, do not take risks, do not be blind, they should carefully choose the purchase channel, carefully check the purchase voucher, check the quality of gold beans in time, and protect their own rights and interests.
3. Make a reasonable plan and respond flexibly to market changes
Young people who save gold beans need to make a reasonable plan and respond flexibly to market changes. A reasonable plan can help them control their own pace, balance their income and expenses, and achieve their goals. Flexible response can help them grasp their own opportunities, reduce their own risks, and increase their own returns. Young people who save gold beans, they should not blindly follow, do not be casual, do not be impulsive, and should make a plan suitable for themselves according to their actual situation, such as how many grams to buy per month, how long to buy, what to buy, when to sell, how much to sell, and to whom to sell. At the same time, they should also pay attention to the dynamics of the market, understand the trend of gold prices, analyze the influencing factors of gold prices, and adjust their plans in a timely manner according to changes in the market.
How can young people who save gold beans change?
The young people who save golden beans, their changes, in fact, are their growth. They wake up from their own regrets, progress from their own vigilance, and mature from their own changes. They recognized the essence of the gold price, understood the characteristics of golden beans, and mastered their own needs. They are no longer confused by the rise and fall of the price of gold, no longer attracted by the form of golden beans, and no longer driven by their own desires. They began a rational investment, a wise spending, an efficient savings, an elegant ornament. They began a pleasure, a pain, a fortune, a temperament.
The young people who saved golden beans, their stories, aroused heated discussions among netizens. Some netizens said that they have also saved golden beans, have similar regrets, have similar changes, and have similar gains. Some netizens said that they have never saved golden beans, nor do they have such plans, they feel that golden beans are a waste, a luxury, a risk, and a burden. Some netizens said that they are saving gold beans, and they have had such confusion, hesitation, challenge, and opportunity. Different netizens have different opinions, different experiences, different choices, and different results. However, they all have a common understanding, that is: saving gold beans is not a simple thing, nor is it a random thing, nor is it an inconsequential thing, but a thing that requires reason, wisdom, planning, strategy, courage, patience, luck, and fate. Saving gold beans is a thing worthy of our deep thought, deep, profound and deepening.
The stories of the young people who saved golden beans also brought us some inspiration, some thinking, some reference, and some warnings. How should we view the rise and fall of gold prices?How should we view the value of golden beans?How should we look at our own needs?How should we view our own behavior?How should we see our future?There are no standard answers, no absolute correctness, no eternal immutability, and no immutability. These problems require us to constantly think, adjust, improve and improve according to our own situation, according to the changes in the market, according to the passage of time, and according to the realization of goals. These problems also require us to have an open heart, an inclusive attitude, a spirit of respect, and a habit of learning。We need to learn from other people's stories, learn from their experiences, learn from their wisdom, learn from their lessons, avoid their mistakes, surpass their achievements, create our own stories, and realize our own dreams.
The young people who save golden beans, their stories are not over, they are still continuing, they are still developing, they are still changing, and they are still creating. Their story is our story, yours, my story, and everyone's story. We are all young people who have saved golden beans, we all have our own regrets, we all have our own vigilance, we all have our own changes, and we all have our own growth. We are all saving golden beans, we are all saving wealth, we are all saving temperament, and we are all saving for the future. We are all saving, we are all changing, we are all succeeding. We are all creating, we are all struggling, we are all happy. We are all on the way to save golden beans, we are all in the story of saving golden beans, and we are all in the era of saving golden beans. We are all young people who save gold beans, we are all the protagonists of gold beans, and we are all legends of gold beans.