Pension merger, the gap is as high as 6,000 yuan? Is the pension gap in the system insurmountable?
That's a difference of $6000! This sensational figure makes people wonder, why is the pension gap in the system so big after the pension merger? The pension is a system established to ensure the life of the majority of workers in their later years, but there are also some big problems, that is, the distribution of pensions is facing serious unfairness. Let's dive into this issue and find out the reasons behind it.
The original intention of the pension merger is to unify the pensions of different pension systems and realize fairness and equality between systems. However, behind this seemingly reasonable move, there is a huge problem. The pension of different systems does not implement the principle of payment according to the number of years of contribution like the external pension, but links the payment standard and benefits to the job position and the relationship with the employer. Therefore, for those who also work in the system, their pension entitlements will vary greatly depending on the size of the unit, the sector of work and the length of service. Let's take a practical case to illustrate this problem. Suppose there are two workers A and B who work in the same unit with the same length of service and the same salary level, but due to the different unit sizes, A's unit belongs to a large public company, while B's unit size is relatively small. Under the current policy, A's pension benefits will be higher than B's. This disparity naturally causes discontent and suspicion among the majority of workers.
Why is this happening? An important reason for this is historical. At the beginning of the reform and opening up, in order to stabilize the workforce of listed companies, a series of measures were taken to ensure the social welfare of employees of listed companies. These policies are still in force after this pension merger, which leads to differences in pension rights within the system. Another reason is the lack of transparency in the system of unit pension payments. Because the pension paid by the unit is not as transparent as the external payment, the employees do not know enough about the pension they actually enjoy, and it is difficult to effectively protect themselves from the difference in treatment. This has led to greater inequality in pension payments within the system.
Faced with this problem, how to solve it? First of all, the first department should strengthen the supervision of the pension payment in the system to ensure that the payment standard is fair and reasonable. Secondly, the unit should make the pension payment mechanism public and transparent, so that employees know their own treatment and have the right to defend their rights against unfair treatment. In addition, we can also refer to the external pension payment method, and develop the pension system in the system in a more personalized and commercial direction, so that employees can pay pensions according to their actual situation and enjoy fair and reasonable treatment. The goal of pension integration is to achieve the fairness and justice of the pension system, but the pension gap in the system makes this goal unachievable. We must face up to this problem and take appropriate measures to address it. Only when the rights and interests of workers are fully protected, can the pension insurance system really play a role, so that every worker can enjoy a happy old age.