Feelings cannot be measured by money, so please don't borrow money from people you have a good relationship with, and if you borrow money, don't calculate. It is difficult to say whether benevolence can be recovered, because it is difficult to say whether the person who borrowed money had a grateful heart. There is a word called "repay grievances with virtue", and the antonym of this word is "repay virtue with grievances".
Try to analyze what the person borrowing money thinks when you borrow money generously:
1. It's funny, good guy.
2. It's easy to borrow money from him.
3. Wow, it turns out that he is so rich.
Similar to this kind of hatred because of borrowing money abounds, borrowing money is easy to repay the money and difficult to repay, life is varied, repayment of money is also various, from the repayment of money can actually see a person's character.
Classic dialogue: A: Xiao Zhao, when will the money borrowed from me be repaid?
B: I have to discuss it with my wife.
A: Don't you have a wife?
B: yes, so it's not negotiable!
Character analysis: When this kind of person borrowed money at the beginning, it is estimated that he never planned to borrow money, that is, the so-called old lai, the person who specializes in relying on the debt, and it is their usual language not to give or admit it. This kind of people are the most failures, and there is no future to speak of, and we have no choice but to take legal help and sanction them.
Integrity factor:
Borrowing money risk factor:
Classic dialogue: B: Can you lend me 200 yuan?
A: I'm sorry, I only have 100 yuan for you.
B: Then you have to remember that you owe me $100.
A: Okay, I'll pay you back tomorrow.
Character analysis: This kind of person likes to take advantage of others, from borrowing money to repaying money will always find all kinds of leaks for themselves, this kind of person is often a failure, because he is not upright, always thinking of some evil things, people do not do well, of course things are not good.
Classic dialogue: A: Xiao Zhang, the money lent to you has been some time, and I don't have a lot of money recently, so I see if I can find a way to pay it back.
B: Ah, have I borrowed your money?I can't remember whenCan you show me the IOU.
A: Forget it...
Character analysis: This kind of person, in fact, is not really forgetting to borrow money, but pretending to forget, in order to avoid repaying the money, this kind of people generally borrow a relatively small amount of money, such as a few hundred yuan, in their opinion the amount of borrowing money is not large, so they can selectively forget, and do not take the repayment of money to heart at all.
Integrity Rating:
Classic dialogue: A: Dude, something happened at home recently and you need money, see if you can find a way to pay it back...
B: Brother, don't say any more, I've heard about your family's affairs, your business is my business, I will try my best to help!
A: Looks like you still know me!
B: Don't worry, I've already gotten angry with Lao Wang, and he promised to lend you money!
Character analysis: This kind of person is called the wall grass, sociable, often borrowing money is not used for legitimate things, always detouring about repayment, and trying to find excuses to shirk repayment. Of course, this kind of person can borrow money once, but it is difficult to borrow a second estimate from the same person.
Classic dialogue: A: Lao Luo, when will the last promise to repay the money be implemented, I'll use it in a hurry.
B: Give me two more days, I promise to pay you back, and this time it will definitely be implemented!
A: You've said this no less than 10 times...
Character analysis: This kind of person will take all kinds of reasons and make up all kinds of excuses to shirk the repayment and wait for tomorrow, wait for the day after tomorrow, wait and wait, nothing more than wait for two results: give, not in vain. I didn't give it, I waited in vain. This is equivalent to spending a sum of money to see a person clearly, and this kind of person can often only cooperate once.
Risk factor:
Classic dialogue: B: Lao Wang, is there something wrong with your family?Why don't you tell me if you're tight on money, and still treat me as a brother?
A: I didn't think you were having a good time, so I didn't mention it to you.
B: Don't say anything, I'll give you back the money I borrowed from you, even if I borrow money from someone else.
Character analysis: people who can take the initiative to repay money by borrowing money generally have a high sense of responsibility and can be responsible for what they do, and they don't have to worry about not getting money when lending money to such people, even if they don't sign a contract or write an IOU, they can still get the money back normally. This kind of person is generally a person who can achieve great things.
Classic dialogue: A: Lao Zhang, the loan will be due in a few days.
B: Don't worry, I've got the money ready, and I'll definitely pay it back on time when it's due.
Character analysis: This kind of person generally pays attention to a kind of contract spirit, where everything is done according to the contract, what can be said and done. There is generally no moth in repaying the money. You don't have to worry about losing money when you cooperate with this kind of person, because they do a lot of things they say they will do, and they won't be careful.
In the end, it is not difficult to borrow and repay, and it is not difficult to borrow again, and it is not money that can be lent to you, but a kind of trust, a kind of help, and an investment in your future.
So don't let down the people who lent you money, money is moderate, honesty is priceless, and dishonesty is the biggest bankruptcy in life!Do it and cherish it!
What about people who don't pay back their loans?The only way is to take the other party to court with a complaint!Use legal means to recover the arrears!The only powerful and legal way to solve this kind of problem is to solve this kind of old problem with the law!