The final deadline of the "one machine, one household" policy of POS machines is coming soon, and the implementation of the policy of one machine and one household is also a sure thing.
Now, although there are machines that can change merchants, they are not the main ones, because no matter what kind of equipment they are, they will not be able to escape the provisions of Document 259 after all, and they will definitely become one machine and one household.
If there is any ** businessman now, I promise you that you can always become a merchant in the future, and stay away from him as soon as possible, because he either doesn't understand anything or is talking nonsense!
Let's first clarify our thoughts. In fact, whether each of our consumption is real consumption or cashing out, the bank is very clear, everyone thinks of a very simple truth, how much is our monthly income?How much do we spend on our credit cards each month?Is your consumption directly proportional to your income?
There are many people who spend several times or even dozens of times your income on their credit cards every month, and you have to tell the bank that I am spending for real, does it make sense?
So, now that the banks know what we're doing, what should we do next?Think about another question, why have users been derated and blocked by banks for a long time?It was the era of one machine and ten thousand households.
What should I do?We must follow the bank's risk control logic to swipe the card, not blindly swipe the card.
First,Overdue or online loans. Both of these points are very important, and needless to say, everyone understands them!
Second,Take control of your debt ratio. In particular, do not continue to increase the debt ratio in a short period of time, so that the bank will think that you may be unable to repay, so it may also reduce the amount of money to ensure the safety of the principal
Third, oneIt is necessary to diversify transactions, which is something that banks have been strongly advocatingYou pull out your credit card bill and look at it, is it all offline card transactions?Isn't there any mobile payment and online card transactions?
If you don't know how to distinguish between offline and mobile payments and online payments in your billThen ask your **merchant, if your **merchant doesn't know how to distinguish it, then stay away from him as soon as possible, don't be dragged down by him!
PS: If youKnow how to distinguish between the types of transactions in your bill, which can be found in the comment areaTyping school Xi two words