Reading this article probably requiresminutes, we sincerely invite you to click the "Follow" button in the upper right corner, click first and then look, develop Xi, your support and encouragement is the biggest motivation for our creation!
Recently, ** has determined an iron order on the property market, and it is certain that in the next 2024, China's property market will usher in huge changes, not only housing prices will be affected, but also the interests of the following 5 types of people will be greatly affected.
According to reliable sources, the Ministry of Housing and Urban-Rural Development is formulating a series of property market regulation policies, with the aim of increasing the regulation and control of real estate and restricting speculation in real estate, including limited purchases, loan restrictions and mortgage subscriptions.
But the most critical point is that from 2024, the property tax may be fully rolled out.
The so-called property tax, that is, a certain percentage of the tax collected regularly every year according to the value of the house, has begun to pilot in some large cities in China, but due to the high threshold, it has little impact on most residents, it is certain that if the property tax is fully rolled out, then it will certainly not be like a few pilot cities like the implementation of a small fight, referring to the example of the United States, Europe and other developed economies, it is expected that the annual property tax will be 05% or more.
Once the property tax policy is fully rolled out, the following five categories of people will be the most affected.
The first category is to speculate tenants. In the past ten years, the skyrocketing housing prices, although there are factors such as policy and supply imbalance, but speculators also bear a large part of the responsibility, these people often hold multiple properties in their hands, and can usually rent out to get rent, but China's rent-to-sale ratio is not cost-effective, and what speculators really care about is the house price ** and sell it for a profit.
However, as long as the property tax is fully rolled out, speculators will be the first to bear the brunt of the affected group, especially for some leveraged speculators, which is enough to be fatal, and it is certain that some speculators will sell their houses immediately after the introduction of the property tax.
The second category is real estate investors. There are many differences between real estate investors and speculators, investors are stronger than speculators, and they are more inclined to long-term stable income, rather than expecting short-term profits like speculators.
But the introduction of property taxes will also increase the cost of ownership for investors, and even their rental income will be affected when the supply of rental housing on the market increases.
The third category, developers. In fact, it is not difficult to understand the routine of developers earning, through rapid turnover and high leverage mode to complete the steps of land acquisition and development and sales, but the implementation of real estate tax will definitely increase the difficulty of selling houses, coupled with the policy to increase the review requirements for developers' financing, it is impossible for developers to make money as easily as in the past.
The fourth category is financial institutions. In addition to the profits of developers, financial institutions are also a big winner, especially those engaged in mortgage-related financial institutions, which make a lot of money. However, with the intensification of property market control policies, the difficulty for home buyers to get loans will also increase, and the number of housing loan business of financial institutions will usher in **.
The fifth category is home buyers. The introduction of property tax means that the cost of holding a property will increase in the future, and at the same time, the regulatory policy will also have higher requirements for the qualifications of home buyers, which will have two impacts, on the one hand, the increase in the cost of property holding will definitely cause house prices, which is a good thing for home buyers, but on the other hand, it will become more difficult to get a loan.
After this round of property market changes, the real estate market will definitely move towards a healthier development, ordinary people will definitely become more comfortable buying houses, and housing prices will gradually return to residential attributes, I believe that everyone can get a better living environment in the future and move into their ideal new home.
Due to the rules of the platform, it is convenient to push similar articles for you in the future, and get the latest information as quickly as possible, if you like this article, please like, comment, **Thank you.