Today (December 21), a reporter from Xinmin Evening News learned from a press conference held in Shanghai that since the beginning of this year, the Shanghai Public Security Economic Investigation Department has detected more than 4,000 cases of economic crimes, recovering 91 economic losses for the country and the peopleMore than 200 million yuan.
Six online loan shark gangs have harmed more than 8,000 people.
Case Value 2More than 400 million yuan.
Credit spending, urgent money, fast borrowing, easy loan, emergency treasure, free borrowing, worry-free second loan, credit turnover, credit spending, fast wallet, assured wallet, installment wallet, ......For some citizens who are in urgent need of money turnover, are the names of these apps somewhat familiar?
Recently, Shanghai ** cracked a series of cases of using illegal apps to attract traffic to implement usurious lending, arrested 67 criminal suspects, banned more than 10 illegal online loan apps, and the amount involved amounted to 2More than 400 million yuan.
Comparison between the actual amount received and the amount disbursed. **Courtesy of the image.
The lender threatens repayment with "soft violence".
In November last year, Mr. Zhang, a citizen, received a text message from an online loan advertisement, and because his credit card was due and he urgently needed to return the working capital, he clicked on the link** online loan app. In the process of logging in and registering, Mr. Zhang ignored the illegal software reminder popping up on his mobile phone, uploaded his personal ID card and bank card information, and allowed the app to read his personal address book information.
Mr. Zhang applied for a one-week short-term loan of 10,000 yuan on the software, and found that he actually only received 7,000 yuan, and 3,000 yuan was deducted in advance as interest on the loan. After the expiration of the one-week loan period, Mr. Zhang received a loan from the lender**, who asked him to return the full principal of 10,000 yuan, which is equivalent to charging Mr. Zhang 30% of the weekly interest, but Mr. Zhang thought that the interest was too high and did not repay the full amount of the loan. Subsequently, the lender repeatedly threatened Mr. Zhang to repay the loan through "soft violence" methods such as **, SMS abuse, intimidation and harassment of friends in the address book, which seriously affected the normal life of Mr. Zhang and his family and friends.
A number of loan disputes have been reported this year.
There are many borrowers who have had similar experiences to Mr. Zhang. In March this year, Shanghai** analyzed a number of loan disputes reported in the city and found that there were multiple criminal gangs behind the use of illegal online loan apps to carry out illegal and criminal acts. The Economic Investigation Corps of the Shanghai Municipal Public Security Bureau led five public security sub-bureaus, including Putuo and Pudong, to set up special case teams to file and investigate, and successively locked up six usurious lending gangs across the country.
The 6 gangs led by criminal suspect Yang and others privately developed and operated 10 illegal online loan apps in order to obtain illegal benefits, and collaborated with criminal suspect Zheng and others to illegally drain customers for illegal online loan apps through text messages**, online advertising, etc.
More than 8,000 people were detained and "beheaded".
Using these illegal online loan apps, these six criminal gangs have successively signed online short-term small-amount loan contracts for 5 to 7 days with more than 8,000 unspecified borrowers such as Zhang, and lend to borrowers after deducting 25% to 35% of the contract loan amount "cut interest", and require the borrowers to repay the loan in full when due.
If the borrower fails to repay the loan on time, the criminal gang will preset the program of forcibly sharing the mobile phone address book through the APP, illegally obtain the borrower's address book information, and then send ** text message threats or insults, and even bombard the borrower's relatives and friends with synchronous text messages, and carry out illegal collection by "soft violence" means such as online ** address book, seriously undermining the Internet and financial management order, and disrupting the normal life of the masses.
From May to November this year, Shanghai ** carried out a number of net collection operations to smash these six criminal gangs of usurious money. At present, 12 main criminal suspects have been transferred to the procuratorate for review and prosecution in accordance with the law on suspicion of illegal business operations and infringement of citizens' personal information, and the remaining criminal suspects have been taken criminal compulsory measures in accordance with the law. Further investigation is ongoing.
Artificial intelligence ** deceived more than 92 million yuan.
Shanghai ** destroyed 3 gangs.
* "Rapid doubling of funds" "35x earnings" ......Is such a promise exciting?"AI Intelligent Robot" and "Gold Service Edition Policy Model" ......Is this kind of high-tech another eye-opener?
As everyone knows, all this is a lie carefully woven by criminals. The Economic Investigation Corps of the Shanghai Municipal Public Security Bureau recently led Minhang, Jiading and other sub-bureaus to detect a series of cases of illegal operation of ** investment consulting business under the guise of strategic stock selection software, and arrested 56 criminal suspects, involving more than 9,200 yuan.
Under the guise of strategic stock selection.
In February this year, Shanghai ** found in its work that a number of APPs claiming to be able to achieve automatic stock selection transactions for investors appeared on the online platform, but the operating companies behind these APPs did not have the qualifications for investment consulting licenses, and there may be illegal and criminal acts of recommending stocks. After in-depth investigation, ** gradually dug out 3 criminal gangs that illegally operated ** investment consulting business under the guise of strategic stock selection, and figured out the organizational structure of the gang.
After investigation, three criminal gangs headed by criminal suspects Zhong, Chen, Huang and others registered and established a number of technology companies in order to obtain illegal benefits, and the company has R&D, marketing, after-sales, customer service and other teams. Without obtaining relevant business licenses, the above-mentioned gangs privately developed a variety of strategic stock selection apps and algorithms, and then used "** daily limit", "rapid doubling of funds" and "35 times the income" and other gimmicks, through the release of network advertising, random dialing ** and other ways to attract and develop customers, to 20,000 yuan to 25 per yearSoftware service fees ranging from 980,000 yuan**, peddling illegal software such as "AI intelligent ** robot" and "gold service version strategy model", promoting software functions of various titles such as "Jiaolong out of the water" and "seeing the dragon in the field", or selling the so-called algorithm model developed based on its own experience at the price of 200 yuan to 13,888 yuan each, so as to make illegal profits.
Push messages on the Auto Stock Pick Trading app. **Courtesy of the image.
* Radical approach.
*The investigation found that the criminal gang will sell advanced services such as "large account version" and "institutional version" to customers in the name of providing parametric automatic stock selection trading tools containing 180 strategies, and then provide a full set of parameter setting suggestions, and even remote operation services on behalf of customers. Through preset trading strategies and trading parameters, we help customers realize automatic stock selection, order placement, order cancellation and other transactions. These illegal software preset automated cross positions**, selling at a loss, high-frequency trading and other radical methods, which can easily cause investors to lose money.
According to the relevant laws and regulations of the state, without the approval of the relevant competent state authorities, those who illegally operate the ** investment consulting business are suspected of illegal business operations. The above-mentioned criminal gangs advertise popular concepts such as "artificial intelligence" and "big data", some of which regularly push "selection" to small programs and apps, and some provide stock selection and transaction parameter settings in the form of after-sales customer service, and can even automatically complete ** transactions on behalf of customers, but their essence is to illegally provide ** investment advice to investors, seriously disrupt ** market order, and threaten the safety of investors' property.
From May to July this year, Shanghai ** carried out a network collection operation and smashed three illegal stock recommendation criminal gangs. At present, the suspect in the case has been taken criminal compulsory measures in accordance with the law on suspicion of illegal business operations, and the case is being further investigated.
*Tips: The majority of investors should rationally participate in ** investment, make investment decisions independently, and stay away from ** investment consulting services provided by unlicensed institutions. If the public finds clues about relevant violations and crimes, please report them to the public security organs in a timely manner.
*: Xinmin Evening News.