Your boyfriend asks you to borrow money, and it's a very sensitive question that needs to be answered smartly. Some possible ways to answer are provided below, just for reference:
1.Outright rejection.
If your financial situation does not allow you to lend money to your boyfriend, you can tell him your actual situation directly, express your apologies, and decline his request. For example, you could say, "I'm really sorry, I'm not in a good financial situation right now and can't lend you money." While this may disappoint your boyfriend, honesty and candor are important foundations for a healthy relationship.
2.Provide additional assistance.
If you can't lend money to your boyfriend but can offer other help, then you can consider proposing some alternatives to him. For example, you can say, "I can't lend you money, but I can help you find other solutions together." Do you have any ideas?This can make your boyfriend feel supported and cared for, while also helping him find other ways to solve the problem.
3.Propose conditions.
If you are willing to lend money to your boyfriend, but he needs to meet certain conditions, you can ask him these conditions. For example, you can say, "I can lend you money, but you need to give me a repayment plan and you need to make sure you can repay on time." This will allow your boyfriend to understand what you are asking for, and it will also help him manage his finances better.
4.Ask why.
Before deciding whether or not you want to lend money to your boyfriend, you need to understand why he is borrowing. You can ask questions to understand his situation, such as: "Why do you need to borrow money?".How much money do you borrow?"Wait. After understanding his situation, you will be in a better position to assess whether or not to lend him money.
In conclusion, when faced with your boyfriend asking you to borrow money, you need to consider your actual situation and feelings, but also your relationship and the trust of the other person. When answering, you need to be frank, honest and polite, and don't make the other person feel uncomfortable or embarrassed. Most importantly, you need to maintain your independence and sense of self-preservation, and don't ignore your own interests and values because of the other person's request.